Product Owner, Optum Bank - Remote

Job ID: 96788602128Posted: 2026-08-11Location: Eden Prairie, Minnesota, United StatesSalary: $91,700 - $163,700/yearJob Area: ProductCompany: UnitedHealth GroupOptum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.Optum Bank as a Product Owner, where you will play a pivotal role in building intuitive and seamless financial services experiences. By integrating customer-centric design principles with industry-leading financial services best practices, you will support both consumers and providers throughout the healthcare landscape. As healthcare undergoes significant transformation, delivering user-friendly financial solutions that empower consumers and providers to focus on care delivery, while effectively managing their financial roles, is essential to overall wellbeing. In this position, you will engage across multiple organizational levels, leveraging deep expertise in product management and financial services to drive meaningful impact.You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.Primary Responsibilities:Define features, requirements, and leverage agile product management principles as you create financial products and offerings that are simple, intuitive, and meet complex healthcare financial services needs Work with a broad matrix of stakeholders including, treasury, finance, credit, underwriters, engineering, and other business stakeholders through ideation, specification, design, test, launch, and deploymentProvide input to partners and stakeholders on projects and planning activities such as impact identification, defining prioritization, efforts required and developing solutionsCapture requirements, prioritize features, support UAT activities, and oversee delivery of functionalities and products roadmapManage external vendors and associated delivery of enhancements, backlog and defectsAnticipates customer needs and proactively develops solutions to meet themYou'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.Required Qualifications:3+ years of experience in core banking platforms, transaction processing (e.g. ACH, wires, debit card) and banking regulations3+ years product ownership experience, with advanced understanding of agile product development methodologies3+ years of experience with financial services products, applications, and banking systems 3+ years of experience with SLDC tools such as aha, Jira, confluence3+ years of experience in applications systems with a high proficiency in product requirements gathering and documentation Knowledge and experience with technical solutions (Batch Processes, APIs, Kafka Events)Proven ability to organize a backlog of clearly defined user stories that are effectively prioritized to meet targeted delivery datesPreferred Qualifications:Experience with Web/Portal projects. (Experience creating Wireframe) Experience with SaaS solutions Experience in Quality Assurance, UAT Testing*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter PolicyPay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.