Director, Risk

TheGuarantors is a cutting edge fintech company setting the standard in rent coverage with unrivaled insurance products. With a deep understanding of owner, operator, and renter needs, we believe renters deserve better access to the home of their dreams and operators deserve greater protection and growth opportunities. That’s why we’re leveraging our expertise in real estate and using AI-based technology to help operators qualify renters faster while mitigating the risk of rental income loss. With $5B+ in rent and deposits guaranteed, we work with 9 of the country’s top 10 operators and have been named one of Inc. 5000’s fastest-growing companies, one of Forbes’ Best Startup Employers, and one of Deloitte’s Technology Fast 500. Director, Risk will direct and oversee the company’s risk and underwriting policy. Responsible for developing and calibrating risk models, including Expected Loss frameworks. Lead risk strategy design and optimization of underwriting and portfolio monitoring processes to align with risk appetite and business objectives. Establish methodologies for risk forecasting, stress testing, and scenario analysis. Manage development and enhancement of dashboards, monitoring tools, and risk reporting to ensure timely detection of portfolio risk drivers and emerging concentrations. Collaborate with product, business, and data teams to integrate risk insights into business decision-making. Supervise and mentor a team of risk analysts and associates to strengthen organizational risk capacity. Requires a bachelor’s degree in financial engineering, statistics, or economics, and 2 years of experience in the skill sets listed in the job description. The base salary range is up to $200,000. Base salary does not include other forms of compensation or benefits. Final offer amounts are determined by multiple factors, including prior experience, expertise, location and current market data and may vary from the range above. TheGuarantors is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment for all. #J-18808-Ljbffr Guarantors Technology Service Inc