Life Insurance Agent

Job Description

Job Description

Entry-Level Insurance Sales Representative — 1099 Commission Only

Company: Maverick Insured

Location: Knoxville, Tennessee

Position Type: 1099 Independent Contractor

Compensation: Commission Only

Maverick Insured is hiring entry-level Insurance Sales Representatives to assist clients with life insurance and retirement solutions.

This is a 1099 independent-contractor sales opportunity. Compensation is entirely commission-based. There is no salary, hourly wage, or guaranteed income.

Responsibilities

- Speak with prospective clients

- Explain available insurance products

- Recommend coverage based on client needs

- Complete applications and follow up with clients

- Follow all licensing, carrier, and compliance requirements

Products and Carriers

Representatives may offer term life, whole life, indexed universal life, final-expense insurance, and annuities through carriers including Americo, Transamerica, Mutual of Omaha, Corebridge Financial, Aetna, American Amicable, Ethos, and Athene.

Licensing and Training

No prior insurance experience is required.

Maverick provides:

- Licensing education and exam preparation

- Payment of approved licensing and certification fees

- Product training and ongoing coaching

- Company-provided leads

Training and licensing preparation are unpaid. Candidates must become properly licensed and appointed before earning commissions.

Compensation Disclosure

- Commission-only compensation

- No salary, hourly wage, or minimum income

- Earnings vary based on individual production and issued business

- Commissions may be subject to carrier approval, cancellations, and chargebacks

- Bonuses may be available based on performance

Qualifications

- At least 18 years old

- High school diploma or equivalent

- Able to obtain an insurance license

- Professional, dependable, and coachable

- Comfortable speaking with clients

- Able to work from our Knoxville office

Independent contractors are responsible for their own taxes and do not receive employee benefits such as paid time off, overtime pay, unemployment benefits, or employer-sponsored health insurance.