Individual Operational Underwriter

Job Description This position is responsible for independently underwriting disability insurance cases, utilizing practical knowledge of company products and underwriting principles. This is a hybrid role working partially in‑office (Cincinnati, OH) and partially from home. Responsibilities Evaluate and assess insurance risk by analyzing disability plan design, demographics, claims experience, financial data, and applying relevant state and federal regulations. Administer underwriting cases to support revenue, persistency, and profitability targets, ensuring alignment with organization growth goals. Determine and coordinate the issuance of plans, policies, and premium rates in accordance with established underwriting guidelines and procedures. Compile and analyze regular reports on underwriting activities and processing team. Serve as a resource to team members and field partners by providing training, guidance, and day‑to‑day support. Contribute to special projects as needed. Partner with team leadership to create standardized audit processes. As member of a steering committee, partner with both internal and external relationships to help determine the direction of the GSI product line. Qualifications Bachelor's Degree or equivalent combination of education and experience required. 1–3 years insurance industry experience required. 1–3 years of underwriting experience desired. Benefits 401(k) retirement plan with company match and quarterly contribution. Tuition reimbursement and assistance. Incentive program bonuses. Competitive pay. Flexible hybrid work. Thrive days - personal time off. Paid time off (PTO). Health benefits: medical, dental, vision. Health savings account (HSA) with employer contribution. Well‑being programs with financial rewards. Employee assistance program (EAP). Professional development programs. Leadership development programs. Employee resource groups. StrengthsFinder program. Matching donations program. Paid volunteer time – 8 hours per month. Generous paid maternity leave and paternity leave. Fertility, surrogacy, and adoption assistance. Backup child, elder, and pet care support. Equal Opportunity Employer Ameritas is an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law. Pay Range $59,222.00 - $94,756.00 per year. #J-18808-Ljbffr RadNet