Mortgage Underwriter

*Description*

The purpose of this position is to support and influence business decisions in the home lending space. This role is expected to evaluate mortgage loan data and applicable documentation to determine eligibility, acceptability, and compliance with applicable state, federal and investor guidelines.

The ideal candidate for this position must possess: Mortgage underwriting experience with the ability to ability to demonstrate self-sufficiency with accessing, processing and interpreting information. The ideal candidate will also have servicing knowledge including line management review and subordination requests, as well as experience with property and credit underwriting requirements of FNMA, FHLMC, Non-Agency Jumbo, FHA, VA, HELOC/HELOAN and other loan programs. Ability to work independently, analyze data, take and recommend appropriate actions with minimal supervision.

*Skills*

Business analysis, mortgage, mortgage underwriting, quality control, due diligence, Underwriting, Credit risk

*Top Skills Details*

Business analysis,mortgage,mortgage underwriting,quality control,due diligence,Underwriting,Credit risk

*Additional Skills & Qualifications*

Number of Years' Experience Preferred: 5 plus years
Top 3-5 Requirements: Mortgage underwriting experience, quality control and/or due diligence experience, excellent written and oral communication skills

Responsibilities:

* Perform analysis on conventional conforming and Non-Agency Jumbo as well as HELOC/HELOAN loan data.
* Perform pre and post purchase due diligence reviews including preparing correspondence, deficiency clearing and additional tasks as necessary
* Analyze complex tax returns and accurately calculate income.
* Identify key loan factors impacting borrower eligibility, property eligibility, and credit qualification for complex or atypical financial profiles, collateral, and loan structures.
* Identify and summarize exception loans for escalation to leadership for business decision.
* Input data and notes into appropriate loan system.
* Maintain quality and production standards as set forth by management.
* Effectively communicate, orally, in writing, and via email, the decisions reached as to maintain positive working relationships with internal and external stakeholders.
* Ability to explain specific reasons for negative purchase decisions and recommend possible solutions.
* Collaborate with internal partners such as Risk, Product, Compliance, and Legal as necessary
* Provide support for Internal and External audit requests as well as internal control testing
* Work with leadership on credit policy updates including regular review of agency, competitor, and regulatory requirements for adoption

*Experience Level*

Expert Level

*Job Type & Location*This is a Contract position based out of Charlotte, NC.
*Pay and Benefits*The pay range for this position is $30.00 - $45.00/hr.
Eligibility requirements apply to some benefits and may depend on your job
classification and length of employment. Benefits are subject to change and may be
subject to specific elections, plan, or program terms. If eligible, the benefits
available for this temporary role may include the following:

* Medical, dental & vision


* Critical Illness, Accident, and Hospital


* 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available


* Life Insurance (Voluntary Life & AD&D for the employee and dependents)


* Short and long-term disability


* Health Spending Account (HSA)


* Transportation benefits


* Employee Assistance Program


* Time Off/Leave (PTO, Vacation or Sick Leave)
*Workplace Type*This is a hybrid position in Charlotte,NC.
*Application Deadline*This position is anticipated to close on Jun 1, 2026.

About TEKsystems


We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

About TEKsystems and TEKsystems Global Services


We're a leading provider of business and technology services. We accelerate business transformation for our customers. Our expertise in strategy, design, execution and operations unlocks business value through a range of solutions. We're a team of 80,000 strong, working with over 6,000 customers, including 80% of the Fortune 500 across North America, Europe and Asia, who partner with us for our scale, full-stack capabilities and speed. We're strategic thinkers, hands-on collaborators, helping customers capitalize on change and master the momentum of technology. We're building tomorrow by delivering business outcomes and making positive impacts in our global communities. TEKsystems and TEKsystems Global Services are Allegis Group companies. Learn more at TEKsystems.com.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

*San Francisco Fair Chance Ordinance:* Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

*Massachusetts Lie Detector:* It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

*Use of Artificial Intelligence (AI):* We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.