Senior Risk Analyst

Established in 2018, Clicklease is dedicated to empowering small business owners frequently overlooked by traditional lenders. Our headquarters are located in the vibrant city of Draper, UT, with operations extending to Radial, Alajuela, Costa Rica. We've cultivated a dynamic environment where equipment financing goes beyond being a mere service; it acts as the gateway to realizing entrepreneurial dreams.

Our Core Values:

1. We Are A Happy Company:
At Clicklease, happiness is not just a byproduct; it's a fundamental value. Join a workplace where positivity and joy are cultivated, creating an environment where you can bring your best self to work every day.

2. We Celebrate Collective Intelligence:
We thrive on the brilliance of collaboration. Clicklease is a space where diverse minds come together, combining their intelligence to create solutions that matter. Your ideas are not just heard; they're celebrated.

3. We Practice Empathy:
Empathy isn't just a word in our dictionary; it's a daily practice. Join a team that values understanding and compassion. At Clicklease, we recognize the human side of business and foster a culture where empathy is a guiding principle.

4. We Listen & Learn:
Growth is a continuous journey at Clicklease. We believe in listening and learning from one another. Your insights and experiences contribute to our collective knowledge, making us stronger as a team.

Our Mission:

At Clicklease, we have a clear purpose - to fulfill the capital needs of underserved entrepreneurs and their Main Street Businesses. We achieve this mission through simple, fast, and innovative equipment leasing solutions. This is not just a statement; it's the driving force behind everything we do.

About the role

At Clicklease, we're passionate about helping small businesses access the equipment financing they need to grow and succeed. As a Risk Analyst, you'll support data-driven decision-making by analyzing portfolio performance, identifying trends, and helping monitor credit risk across our lease portfolio. Working closely with teams across Risk, Finance, Data Science, Product, and Operations, you'll gain hands-on experience with financial analytics, reporting, and risk management while contributing to meaningful business outcomes. This is an excellent opportunity for someone early in their career who is curious, analytical, and eager to develop expertise in fintech, lending, and portfolio analytics.

Senior Risk Analyst

What you'll be doing:

• Independently monitor and manage diverse lease portfolios, owning risk assessment and mitigation for assigned segments.
• Design and produce portfolio performance reporting and key metrics for executive leadership and board members.
• Lead data-driven analyses to optimize lease portfolio performance and surface actionable recommendations.
• Build, validate, and maintain credit risk models and analytical tooling with minimal oversight.
• Identify, assess, and manage emerging risks, proactively escalating issues with proposed solutions.
• Conduct regular portfolio reviews and deep-dive analyses to assess risk exposure and portfolio quality.
• Partner cross-functionally to translate analytical findings into business and policy decisions.
• Mentor junior analysts and serve as a subject-matter resource on credit risk methodology.
• Stay ahead of industry trends and regulatory developments to ensure compliance with applicable laws and regulations.

What you have:

• Bachelor's degree in Finance, Economics, Statistics, Data Science, or related field.
• 4+ years of experience in credit risk, portfolio analytics, or quantitative analysis within financial services.
• Proficiency in credit risk modeling techniques and statistical analysis tools (e.g., SQL, Python, or R).
• Solid understanding of regulatory requirements related to credit risk management.
• Proven ability to own projects end-to-end and deliver results independently.
• Strong communication skills, with the ability to present findings to senior stakeholders.

What will make you stand out:

• Master's degree in Finance, Economics, Statistics, Data Science, or related field.
• Professional certifications such as Certified Credit Risk Analyst (CCRA) or Chartered Risk Analyst (CRA).
• Hands-on experience with advanced techniques such as stress testing and scenario analysis.
• Experience building production-grade models or analytical pipelines.
• Knowledge of emerging technologies and best practices in credit risk management.

Clicklease only accepts resumes submitted in English