Digital Technology Organization Rotational Engineer

PENNYMAC

Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market. At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey. A Typical Day Pennymac's Digital Technology Organization (DTO) Rotational Program - Engineer position is designed to provide recent graduates with a more comprehensive understanding of our company’s technical landscape. You will have the opportunity to work on a variety of projects across different Application Development teams, rotating through front-end, back-end, and/or full-stack engineering environments. This allows you to gain valuable hands-on experience in the end-to-end application development lifecycle while building your skillsets. This rotational program is a launchpad for a successful career in application development offering mentorship, training, and exposure to the latest technologies. The program has openings for Rotational Engineers to join our incoming cohorts for January or June 2027. Given the immersive and rotational nature of the program, engineers will be able to gain deep understanding of individual product teams and the company as a whole while building relationships amongst peer groups and existing Pennymac leadership. A Typical Day Participate in rotations across various Application Development Teams, contributing to projects in various sub-domains including, analyzing user needs and requirements, designing and developing software, testing and debugging, and documenting code and processes. Work closely with experienced engineers, and other stakeholders to understand requirements, design solutions, and deliver high-quality code. Work effectively inside a Scrum or Kanban team. Analyze complex problems, develop innovative solutions, and contribute to the team's success. Effectively communicate your ideas, progress, and findings to both technical and non-technical audiences. Stay abreast of the latest technologies and industry trends, and bring fresh perspectives to your work. Demonstrate behaviors which are aligned with the organization’s desired culture and values. Perform other related duties as required and assigned. What You’ll Bring Graduating in Fall 2026 or Spring 2027 with a Bachelor’s degree in Computer Science, Software Engineering, Information Systems or a related field. Minimum GPA of 3.0 on a 4.0 scale. Must be available for start date of the program for the January (January 18, 2027) and June (June 14, 2027) cohorts respectively Technical Skills: Proficiency in at least one programming language (e.g., Python, React, Typescript) Experience with version control systems (e.g., Git). Knowledge of relational databases such as MySQL, Postgres is desirable. Understanding of AI/ML concepts, platforms and frameworks (e.g. NLP, AWS Bedrock, MLOps) is a plus. Experience leveraging prompt engineering techniques on platforms such as Chat GPT/Gemini/Coding assistants (e.g. Copilot, Cursor) is beneficial. Interest in Mobile/Web UI/UX principles or a portfolio of personal apps/projects is a huge plus. Soft Skills: Excellent problem-solving abilities Strong communication and collaboration skills Eagerness to learn and adapt Passion for technology Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported. Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include: Comprehensive Medical, Dental, and Vision Paid Time Off Programs including vacation, holidays, illness, and parental leave Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations) Retirement benefits, life insurance, 401k match, and tuition reimbursement Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships We value the hard work and dedication of our employees. In addition to a competitive salary, positions may offer bonus opportunities. To learn more about our benefits visit: For residents with state required benefit information, additional information can be found at: Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below: Lower in range - Building skills and experience in the role Mid-range - Experience and skills align with proficiency in the role Higher in range - Experience and skills add value above typical requirements of the role Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance. Salary $85,000 - $95,000 Work Model

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