Loan Officer
Cornerstone Capital Bank
Licensed Loan OfficerWe are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer's primary function is the promotion and sale of Company loan products and services to potential customers.What you'll do:Provide excellent customer serviceManage client relationships and identify client service and sales needsRespond to customer inquiries and referrals that are generated from your contactsConduct interviews with prospective borrowers in order to analyze financial and credit dataMarketing, promoting, and selling Company's loan productsNegotiate rates and termsDefine and manage customer loan process expectationsMonitor and manage workflow to ensure timely closingMaintain product knowledge and stay up to date on changes to market conditionsComply with all applicable laws and regulations released to residential mortgage lendingWhat you'll need to be successful:Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor's degree or equivalent preferredMust be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activitiesExcellent communication skills requiredStrong organizational, problem-solving, and analytical skills requiredWhat we offer:Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department.What to do next:If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're part of our Cornerstone family, we'll continue to invest in you as a valuable asset in our company. As many of our team members can tell you, there's something special about working at Cornerstone.Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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