Underwriting Manager

Sr. Manager, Commercial UnderwritingHyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide. We're a company driven by growth, innovation, and people. At HCA, you'll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values?driven environment. We're proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups. If you're looking for a fast?paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement.The Sr. Manager, Commercial Underwriting is responsible for leading and managing the Underwriting team within the Commercial Finance Operations department. This position provides operations leadership and subject matter expertise in development, expansion and maintenance of system enhancements, quality controls, reporting, and policy and procedures within Commercial Finance Operations Underwriting. In addition, the Sr. Manager, Commercial Underwriting will proactively establish and maintain internal and external relationships with key stakeholders including automobile dealers.Oversee, establish, and define clear credit and underwriting priorities of various Mobility products including but not limited to products originating from Commercial Vehicle Finance, Subscription, Fleet, Truck, Trailer and B2B/OEM Equipment finance requests. Support design requirements and implementation of the ALFA system from credit and underwriting perspectives. This will include identifying best practices and potential friction points that may occur during the underwriting process Create, validate, and monitor Commercial Finance reporting, data and methods and provide overviews and recommendations to senior management to drive process improvements that lead to enhanced and efficient business performance Coordinate with funding, servicing, sales, and collection teams to enhance operational effectiveness including process gaps, associate training, dealer training needs and communication. Lead, mentor, and develop team members by providing direction, performance feedback, and support to ensure effective collaboration, professional growth, and achievement of organizational and personal goals.Minimum 8 years progressive Commercial Operations experience, including Commercial Mobility, Vehicle and Equipment underwriting. Minimum 3 years supervisory experience. Truck and trailer financing experience a plus. Daybreak and/or ALFA knowledge a plus. Bachelor's degree or equivalent experience required. Working knowledge of compliance laws as related to commercial vehicle lending, contracting and funding. Portfolio management skills, including regular covenant reviews and managing draw requests. Relationship building skills with both internal and external customers.Hybrid work schedule offering 4 on-site days and 1 remote day per week Vehicle benefits designed around your role, including monthly allowances and purchase and lease discounts Flexible health coverage with medical, dental, and vision plans, including no cost and low-cost options Annual employer HSA contribution to help offset healthcare expenses 401(k) with company match and immediate vesting, so you can start building your future from day one 100% company paid life and disability insurance for added peace of mind Wellbeing programs at no cost to you, including gym benefits and health resources Paid Volunteer Time Off, plus a company donation to a charity of your choice At HCA, our benefits are more than perks — they're part of our commitment to supporting you at work and in life.Primary Location: United States-California-Irvine Work Locations: Headquarters 1 3161 Michelson Dr. Ste 1900 Irvine 92612 Job: Underwriting Op. Job Type: Regular Overtime Status: Exempt Schedule: Full-time Minimum Salary: $113,097.60 Maximum Salary: $175,301.28 Job Posting: Jun 23, 2026