Mortgage Loan Officer

Mortgage Loan Officer

Originate Portfolio and Secondary Market mortgage products

Interviews residential mortgage loan applicants and request information to complete a thorough loan application.

Compiles and analyzes data for residential loan applicants including credit report and automated underwriting findings.

Recommends and outlines loan options.

Coordinate with Compliance for the delivery of the Disclosure documents

Submits completed application package to processing.

Notifies applicant of loan decision. Corresponds with customers, applicants or creditors to resolve questions for loan approval.

Provides annual production goals and monthly closing projection reports.

Understands and follows all local, state and federal laws and regulations as they apply to residential loans and security agreements.

Participate in proactive team efforts to achieve departmental and company goals.

Provide leadership to others through example and sharing of knowledge/skill.

Perform other duties as assigned.

Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write information and respond to questions from groups of managers, clients, customers, and the general public.

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.

Ability to define problems through collection of data, establish facts, and draw valid conclusions.

Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.

Intermediate personal computer skills, including electronic mail, routine database activity, word processing, spreadsheet, graphics, etc.

Prioritize, organize, and delegate assignments.

Manual dexterity sufficient to reach/handle items and work with fingers. Works with fingers and perceives attributes of objects and materials.

Must be able to remain in a stationary position 90% of the time.

The person in this position needs to occasionally move about inside the office to visit other offices, conference rooms, office machinery, etc.

Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, and telephone.

Constantly positions self to operate on a computer.

The person in this position frequently communicates with other people throughout each day. Must be able to exchange accurate information when conversing.

Well-lighted, heated and/or air-conditioned indoor office setting with adequate ventilation.

Moderate noise (e.g. business office with computers and printers, light traffic)

Monday through Friday; 8:00 a.m. 5:00 p.m.

Available for overtime as needed.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities