Credit Analyst I

Fidelity Cooperative Bank

Salary Grade:14

SUMMARY:

Identifies potential credit risks associated with new and existing commercial borrowers through the financial analysis process and works collaboratively with the Commercial Lenders to mitigate these risks.

ESSENTIAL JOB FUNCTIONS & RESPONSIBILITIES:

Credit Analysis

Works collaboratively with the commercial lenders to provide an independent analysis of commercial borrowers in the identification and mitigation of potential credit risks; this process involves but is not limited to a thorough financial analysis, projecting cash flow and collateral evaluations
Provides independent input in the process of risk rating commercial borrowers
Responsible for annual review date tracking for commercial customers
Distribute reviews to lenders and monitor follow up needed based on results of assessment of the third party loan review vendor
Responsible for accurately completing credit analysis with basic levels of complexity

Credit Administration Duties

Assists in the compilation of various reports for Loan Committee and the weekly distribution of the Loan Committee packages as needed
Other duties as assigned

QUALIFICATIONS:

EDUCATION & CERTIFICATIONS: (Minimum education required to perform the duties of this position)

Bachelor degree required; major in accounting or finance preferable

KNOWLEDGE, SKILLS & ABILITIES:

One year of banking or business experience preferred
Understanding of all Microsoft Office applications
Ability to handle multiple priorities and significant workload
Ability and willingness to produce high quantity and high quality work

COMPETENCIES:

Must have cyber security awareness to protect the digital environment, the Bank, and customers.
Problem Solving
Verbal and Written Communication
Critical Thinking Skills
Adaptability
Eager Learner
Learning Agility

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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Vacancy posted 3 days ago

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