Senior Software Engineer

Senior Software Engineer Monetary is the financial platform powering treasury and capital markets across the public sector. State and local governments, public universities, health systems, and the bankers and advisors who serve them run trillions of dollars in debt, cash, and investments on Monetary. We've built the most sophisticated treasury platform in public finance — sitting at the intersection of treasury management and a $4 trillion fixed income market that's been waiting for modern infrastructure. We are looking for a Senior Software Engineer who can exist in a fullstack environment. You will need to balance working on projects with your team and working across teams to implement improvements platform wide. Engineers at Monetary work on products in multiple stages of maturity: we are enhancing some products that have been in use for years, we are launching new products, and we have some products that are in a more greenfield state. We are seeking a Senior Software Engineer to thrive within our Majestic Monolith of Ruby on Rails and React. You'll strike a balance between driving impactful team initiatives and collaborating across the organization to enhance our entire platform. At Monetary, our engineers touch the full lifecycle of product maturity—from refining established systems to architecting brand-new, greenfield solutions. As a senior member of the team, you will act as a bridge between various practice areas, providing mentorship to colleagues while leading efforts in system design, solution shaping, and decomposing complex epics into actionable tasks. Our application is a Majestic Monolith built with Ruby on Rails, React, and PostgreSQL. Our app is hosted in AWS, and we use GitLab for our CI/CD pipelines and deployments. We use feature flags to allow us to continually integrate our code. Our front-end is built with React, TypeScript, and MUI React. We have an in-house library of accessible components documented in StoryBook. These components are being used in new development, and we are in the process of updating existing pages to use them. Our back-end is a Ruby on Rails JSON API that communicates with a React SPA (single page application). All of our engineers work on the front-end, back-end and database. We have some engineers who are much more experienced in one, but we can all do some work in any part of the stack. We have a small dedicated infrastructure team, but our teams deploy and monitor their own code. Engineers collaborate closely with product managers, designers, and industry specialists to understand problems and design solutions. Engineers manage breaking down work into tickets and planning and managing projects. Participate in all stages of the SDLC: solution shaping, system design, ticket writing/breakdown, write full-stack code, review code, perform deployments, participate in monitoring, and gather data for reporting. Own the quality of your work. Write tests and work with your team to ensure everything works before merging and releasing. Work cross-functionally on your team to ensure work is scoped to deliver quickly and deliver the right functionality. Work collaboratively with other cross functional product-focused teams. 5+ years of related professional experience. Experience with Rails or similar (Django, Laravel, Phoenix, Gin etc.). Experience with React or similar (Angular, Vue, Svelte, etc.). Some familiarity with front-end and back-end web development. Experience Leading Projects that have multiple engineers. Ability to communicate complicated technical concepts well with teammates in all functions, including non-technical roles. Monetary is a fast-growing company where we dream big, move fast, make an impact, and bring joy to everything we do. Our core values drive our success as an organization, and we are looking for talented teammates who share our passion for challenging the status quo, innovating in all we do, and wanting to make a difference. When it comes to benefits and perks, we are committed to supporting our employees' well-being to make their lives better, both in and out of the office. We offer: Location: Charlotte NC (Hybrid - Flexible) Annual salary range is $135,000-150,000 based on experience Up to 10% annual bonus Equity (stock options) for all employees Comprehensive health, dental, and vision insurance 401(k) with 4% employer match Flexible work schedules and generous leave policies Professional development opportunities Stipend for remote workers to set up their ideal work space Annual Company Onsite Interview Process 30 min - Introduction Call 60 min - Interview with Engineering Manager. Behavioral + Technical (Video call) 2 hr - Onsite Interview with members from the Product, Design, and Engineering teams Our "GOAT" Values GROW Continuously We believe in continuous improvement, never accepting the status quo as good enough, and iterating to move quickly without compromising on quality. We are energized by the fast-paced rate of change that growth demands and see new challenges as opportunities for resilience and personal development. We are driven by curiosity to think creatively, innovate, and experiment, and we humbly incorporate lessons learned from success and failure along the journey. OWN Your Outcomes We hold ourselves accountable for exceptional effort, execution, reliability, professionalism, and results that add tremendous value for customers. We are all individual contributors, responsible for delivering value to our customers, team, and company with every action we take. As managers, we lead by example in both what we do and how we do it, and stay personally familiar with the work as we coach our teams. We follow through on our decisions and commitments with action. ABOVE & Beyond We create moments of magic, surprising and delighting our customers at every touchpoint. We run towards problems and enthusiastically jump in to help colleagues however we can be valuable. We take pride in proactively doing the extra little things that set us apart, even when no one is watching. TEAM Over Ego There is no task needed at Monetary that is beneath any of us. We work hard to be the teammate others want on their team. We have the courage to have hard conversations and the grace to receive honest feedback in pursuit of excellence. Monetary is an Equal Opportunity Employer. We value diversity and prohibit discrimination and unlawful harassment in the workplace. All applicants will receive consideration for employment based upon their qualifications without regard to race, religion, color, national origin, ethnicity, gender, gender identity or expression, pregnancy, sexual orientation, age, marital status, genetic information, political affiliation, National Guard or veteran status, disability, or any other protected status under federal, state, or local law. We welcome and encourage applicants with disabilities to contact our team for assistance during the application and hiring process. We are committed to expanding accessibility and making reasonable accommodations in accordance with applicable law. Monetary