Senior Actuary (FSA) - Life Profitability Management

We’re actively seeking a talented Senior Actuary to join our Life Profitability Management Team. This role is on-site 4 days per week and work from home 1 day per week in Newport Beach, CA, Omaha, NE, or Charlotte, NC. If you are not currently located near one of our offices, we offer comprehensive relocation assistance. As a Senior Actuary, you’ll play a key role in Pacific Life’s growth and long-term success through the active management of the inforce life insurance block, including the management of non-guaranteed elements, and building retention and remediation strategies around different business segments. How You’ll Help Move Us Forward Annual plan projections and quarterly re‑forecasting for our life portfolio. Analyze drivers of plan vs. actual results, providing clear explanations and actionable insights to the Financial Planning & Analysis (FP&A) team and senior management. Monitor and interpret in‑force performance metrics to identify profitability trends and any needed adjustments. Assess the impact of non‑guaranteed elements (e.g., credited rates) on earnings, giving management early line‑of‑sight into emerging opportunities or risks. Oversee credited rate and index rate setting on the life business, using data driven analysis. Partner with Investments, Hedging and Finance to make decisions on rates and spreads and communicate results to management. Collaborate with the Enterprise Modeling team to enhance our Prophet models (including coding updates and user acceptance testing). Become an SME on the modeling of the entire life suite of products. Learn to apply rules of thumb and other estimations for non‑modeled items and sensitivity analysis. Work closely with Finance, FP&A, Asset‑Liability Management (ALM), Reinsurance, and other stakeholders on enterprise initiatives involving the annuity in‑force block. Clearly communicate complex modeling results and recommendations to diverse audiences, from new team members to executive leadership, translating technical findings into actionable business terms. Identify efficiencies and modernization opportunities in existing processes and lead implementation efforts. Develop and utilize AI to drive insights into the business. Serve as lead reviewer and coach for junior staff members on the team. The Experience You Bring Bachelor’s degree in Actuarial Science, Mathematics, Computer Science, Data Science, or other related fields. FSA designation required. Experience working with actuarial modeling software (Prophet preferred). Experience working with large data sets (e.g., Alteryx, Snowflake) and data visualization software (e.g. Tableau). Ability to work independently and collaboratively as part of a team, and to manage long‑term projects. Detail‑oriented with excellent organizational and interpersonal skills. Excellent analytical, problem‑solving, and decision‑making skills. What Makes You Stand Out 6+ years’ actuarial experience preferred. Experience with life insurance products and features. Knowledge of GAAP earnings, specifically LDTI. Understanding of different reinsurance agreements and treaties. Ability to drive discussion with senior leadership. Base Salary Ranges (Location Specific) Newport Beach, CA: $167,670 - $204,236 Omaha, NE: $144,810 - $176,990 Charlotte, NC: $152,370 - $186,230 Base Pay Range The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $144,810.00 - $176,990.00 Your Benefits Start Day1 Prioritization of your health and well‑being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents. Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off. Paid Parental Leave as well as an Adoption Assistance Program. Competitive 401(k) savings plan with company match and an additional contribution regardless of participation. EEO Statement Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company. #J-18808-Ljbffr