Reverse Mortgage Loan Processor

Job Description

Job Description

Opulence Home Equity is seeking an experienced and detail-oriented Reverse Mortgage Processor to join our growing team. This role is ideal for a mortgage professional who thrives in a fast-paced environment, has strong communication skills, and understands the unique process of reverse mortgage lending.

At Opulence Home Equity, we combine innovative technology with a collaborative, team-oriented environment to deliver exceptional service to our clients while modernizing the mortgage experience.

Responsibilities:

• Process reverse mortgage loan files from application through closing

• Review and organize borrower documentation to ensure complete and accurate loan files

• Prepare and distribute required disclosures in compliance with regulatory timelines

• Communicate directly with borrowers, loan officers, title companies, and third parties to obtain required documentation and clear conditions

• Monitor loan milestones and maintain accurate pipeline updates

• Ensure files meet lender, investor, and compliance guidelines

• Assist in resolving loan conditions and processing-related issues on time

Qualifications:

• Previous mortgage processing experience required

• Reverse mortgage / HECM processing experience strongly preferred
  
• Strong understanding of mortgage documentation, disclosures, and compliance timelines

• Excellent communication and borrower relationship skills

• Ability to multitask and manage deadlines in a high-volume environment

• Strong attention to detail and organizational skills

• Experience with mortgage LOS and CRM systems preferred

What We Offer:

• Competitive compensation based on experience

• Medical, dental, and vision insurance

• Paid holidays and PTO

• 401(k) opportunities

• Hybrid flexibility

• In-house training and career growth opportunities

• Supportive, technology-driven work environment

Location: Ramsey, NJ