Manager Financial Planning & Analysis

Manager, Financial Planning & Analysis

At EZCORP we are a growing team focused on creating and changing the pawn industry as we know it today. We believe that our platform enabled lending and e-commerce solutions will revolutionize our ability to attract, engage and service our customers across the United States, Mexico and Latin America. Join us now for an opportunity to be a part of a team that wants to provide access to short-term cash for every person – everywhere!

Founded in Austin in 1989, EZCORP has grown into a leading provider of pawn loans in the United States, Mexico and Latin America. We are dedicated to satisfying the short-term cash needs of consumers who are both cash and credit constrained and providing an industry-leading customer experience.

The Manager, Financial Planning & Analysis leads the planning, forecasting, and performance reporting cycles that inform operating and capital decisions across EZCORP's pawn businesses. This role owns the annual budget, periodic reforecasts, and monthly variance analysis for an assigned segment or function, translating store, region, and segment-level results into clear commentary for Finance and operating leadership. The Manager partners closely with Operations, Accounting, and business unit leaders to explain drivers of pawn loans outstanding (PLO), pawn service charges, merchandise sales and gross profit, store contribution, and expense performance, and to pressure-test assumptions behind new store, remodel, and acquisition investments. The role also builds and maintains financial models and reporting tools, improves the accuracy and timeliness of recurring deliverables, and prepares materials used in monthly business reviews, executive reporting, and board packages. Success in this role requires strong analytical judgment, comfort with large operational data sets, and the ability to present findings concisely to audiences with varying levels of financial depth. This position may supervise one or more analysts.

Essential Duties & Responsibilities:

• Owns the annual budget, periodic reforecasts, and long-range planning inputs for assigned segment(s) or functional area, including revenue, gross profit, store contribution, and operating expense builds
• Prepares monthly and quarterly variance analysis versus budget, forecast, and prior year; identifies drivers, quantifies impacts, and drafts written commentary for Finance and operating leadership
• Builds, maintains, and improves financial models covering PLO and pawn service charge yield, merchandise sales, margin, inventory turns, labor, and store-level performance
• Partners with Operations, Accounting, Real Estate, and other corporate business unit leaders to support their business cases, annual budget planning and monthly performance vs budget
• Develops financial packages, scorecards, and monthly business review materials; prepares supporting schedules and analysis used in executive and board-level reporting
• Supports capital planning, including new store, remodel, relocation, and acquisition analysis, with returns modeling, payback, and post-investment performance tracking
• Calculates field bonuses on a monthly, quarterly and annual basis
• Reviews and improves recurring reporting processes for accuracy, timeliness, and automation; maintains documentation and controls over source data, mappings, and reporting logic
• Responds to ad hoc analytical requests from senior leadership, providing structured answers with clearly stated assumptions, sources, and limitations
• Applies artificial intelligence tools (e.g., Claude) and emerging technologies to automate routine tasks, accelerate problem-solving, and deliver measurable improvements in quality and efficiency within area of responsibility
• Supervises, coaches, and develops analyst-level team members where applicable; reviews work product for accuracy and clarity before distribution
• Other ad-hoc analysis as needed

Education & Experience:

• Bachelor's degree in Finance, Accounting, Economics, or a related field required; professional certification or MBA preferred
• Minimum of five (5) years of progressive experience in financial planning and analysis, corporate finance, accounting, investment banking, or a comparable analytical role
• Advanced Microsoft Excel skills, including complex modeling, and proficiency in PowerPoint for executive-level presentations
• Working knowledge of ERP and enterprise planning systems and business intelligence tools (e.g., Workday Financials, Adaptive, Power BI, or comparable platforms)
• Demonstrated ability to work with large operational data sets and to reconcile financial results to underlying operating drivers
• Strong written and verbal communication skills, with the ability to summarize complex analysis for non-financial audiences
• Proven ability to manage multiple deliverables against firm close and reporting deadlines with a high degree of accuracy
• Experience leading or mentoring analysts preferred
• Bilingual English/Spanish required
• Pawn, consumer lending, or multi-unit retail experience preferred

EZCORP is an equal opportunity employer