Credit Risk Manager - Commercial

Select how often (in days) to receive an alert: Plano, TX, US, 75023 Tulsa, OK, US, 74101 Houston, TX, US, 77001 Areas of Interest: Commercial Banking Pay Transparency Salary Range: Not Available Application Deadline: 10/16/2026 BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®. Bonus Type BOKF Performance Plan (D02) Summary We excel in risk assessment by leveraging extensive industry knowledge, analytical skills, and a systematic approach to identify and mitigate risks. We ensure effective risk management tailored to BOKF’s needs through comprehensive evaluations, continuous monitoring, and interdepartmental collaboration. By reviewing operations, providing feedback on best practices, and identifying opportunities to enhance controls, we help BOKF achieve its objectives and improve overall risk management. Job Description The Credit Risk Manager- Commercial is primarily responsible for providing advice and counsel on proper loan structure and underwriting due diligence to Commercial Banking Managers and account officers in all markets. Another key responsibility is to review and approve loan requests within the position’s established loan authority, and to lead the approval review process for requests that exceed this authority. Responsibility also includes the management and coaching of direct reports within the underwriting team on education, training, and qualitative performance deliverables. Team Culture Our team is centered on vigilance, analytical thinking, and collaboration. Team members work together to identify, assess, and mitigate risks, creating an environment where growth and skill enhancement are highly valued. This proactive and cooperative approach ensures the bank's stability and resilience in a dynamic financial landscape. How You'll Spend Your Time You will evaluate and approve Commercial Banking loan requests for relationships within the established loan authority for the position. You will lead the approval review process for larger requests that exceed the position’s established loan authority. You will provide advice and guidance to Commercial Relationship Managers and leadership on both existing and new loan requests, including the most complex loans. You will advise on collateral considerations, loan covenants, and recommend enhancements as necessary to promote credit quality. You will review alternative loan requests as delegated by the Sr. Credit Risk Manager and assist with other strategic projects as assigned. You will coordinate and help develop the processes and procedures for the operations and control of the Commercial Bank lending functions. You will help shape the credit team’s desired culture and hold team members accountable for meeting established performance standards. You will recommend enhancements to and ensure adherence to Commercial Bank underwriting guidelines, processes, and procedures. Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor’s Degree in Finance or Accounting and 10+ years of commercial and/or private banking lending and underwriting in a centralized underwriting environment; 5+ years of loan approval experience in commercial lending; or 16+ years of equivalent work related experience. MBA in Finance or Accounting preferred, but not required when work experience mitigates such. Comprehensive knowledge and understanding of accounting and credit principles, lending functions, and credit loan analysis Comprehensive/In depth knowledge and understanding of Commercial and Private Bank lending policy, procedures and loan documentation requirements. Comprehensive knowledge of the Loan Grading Process Excellent analytical skills regarding loan/credit policyExcellent oral and written communication skills PC and spreadsheet software skills BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career! The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status. Investing in our talent and building a great workplace is a top priority for us. For more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we’ve grown into a diversified financial services company that serves consumers, small businesses and international corporations—and everything in between. Facts: Operations focused in an eight-state footprint 5,000 team members

• 53.2 billion in assets*
• 129.3 billion in assets under management and administration*
• 9.3 million donated to local nonprofits in 2025