Senior Mortgage Loan Originator

Senior Mortgage Loan Originator

DAS Acquisition Company, LLC/USA Mortgage is 100% employee owned! Our mission is the relenting pursuit of perfection and we pride ourselves on leading excellence and the superior level of service that our status as a mortgage bank enables us to provide. Since 2001 USA Mortgage/ DAS Acquisition, LLC has been rated a top choice for a residential lender in the St. Louis metropolitan area by St. Louis Business Journal. Our ongoing success is driven by our strategy to deliver our clients a level of service unrivaled in the mortgage industry. We recognize that people are our competitive advantage. That's why we put so much emphasis on ensuring that DAS Acquisition Company, LLC is a great place to work.

Senior Mortgage Loan Originators (MLO) are the sales arm of the business, with sole responsibility to sell and service residential mortgage loans. Senior MLOs are required to be licensed in each State in which they conduct business in accordance with State licensing guidelines. Senior MLOs ensure accurate and efficient loan processing during all phases of the loan transaction.

Responsibilities

• Responsible for marketing and soliciting residential loan business for DAS Acquisition Company, LLC/USA Mortgage, and ensuring all phases of the loan process are performed in accordance with company and regulatory guidelines.
• Conduct preliminary research needed on the loan to help determine mortgage eligibility.
• Provide customer service to clients and ensure that all borrower and loan documents are secured in order to move the loan files to processing. This may occur through the assistance of a Loan Partner or assistant, or independently of that assistance.
• Update and mine marketing database and networks for new loan opportunities.

Requirements

• 24-year college curriculum preferred, or equivalent industry experience.
• Minimum 5 years' experience and/or training.
• Extensive understanding of various residential mortgage loan products including Conventional, FHA, USDA, MHDC, and VA mortgage products. Clear understanding of the current RESPA laws and guidelines.
• Teamwork and productivity skills. Must possess excellent problem solving and customer service skills.
• P/C computer skills with solid understanding of MS Office and the ability to use the loan origination system. Encompass experience a plus.
• Robust mortgage industry knowledge, excellent math and language skills.
• Encompass Database software and or equivalent knowledge, basic computer skills.
• MLO license for any state doing business as reported in NMLS

Compensation

State Minimum Hourly - (Recoverable)

Commissions on personal production

Voluntary: Medical, dental, vision, HSA, FSA, Short-Term Disability, Voluntary Life Insurance, CHUBB Supplemental Insurance, Pet Insurance, 401K

Company Paid: Long-Term Disability, Group Life Insurance, Employee Assistant Program (EAP), 401K Match, Employee Stock Ownership Plan (ESOP)