Bilingual Collections Representative

About DigniFi: DigniFi is a mission-driven company who’s Point-of-Sale financing solution helps 2,000+ partners increase revenue, drive accessory orders, and decrease deferred repairs. By partnering with dealerships and service centers, DigniFi offers financing products at the point of sale for consumers to finance auto repairs, service, parts, accessories, maintenance packages and more. About the Role: The ideal candidate for this position will have the experience/skills listed in this job description as well as be flexible and have a hardworking approach. This individual should be able to work independently as well as within a team and can manage and execute projects with minimal management supervision. What You’ll Do: Contact delinquent customers and make collection calls in a fast-paced goal-oriented collections department. Place calls using a Dialer as well as manually dialing. Provide customer service regarding collection issues, processing customer payments, processing and reviewing account adjustments, and resolving client discrepancies. Responsible for monitoring and maintaining assigned accounts, customer calls, account adjustments and customer reconciliations. Accountable for reducing delinquency for assigned accounts. Must communicate & follow up effectively with sales department regarding customer accounts on a timely basis. Ensure all customer demographic information is correct including addresses, phone numbers and which contact method each customer prefers. Set up repayment plans with customers and post payments with credit cards and electronic checks (ACH) as requested by the customer. Locate customers using skip tracing methods approved by management Handle calls and emails from customers and partners related to applications and payments. Who You Are: Experience in consumer loans and collections Minimum of 2 + years’ experience in collections Knowledge of Fair Debt Collections Practices Act (FDCPA), and Consumer Financial Protection Bureau (CFPB) Bilingual is a plus Strong analytical skills Ability to multitask Excellent verbal and written communication skills Recovery and Collections experience preferred Ability to work in a small team Willing to work Saturdays Why You’ll Love Working at DigniFi: Supportive leadership facilitating and mentoring your career growth Founded to aid people when they unexpectedly need help… responsible, respectful and transparent access to a better financial future for our customers Excellence-driven organization that values work/life balance We’re a tight-knit team that values collaboration and genuinely loves working together Ultimate workplace flexibility What’s In It for You: Accrue 16 Days of PTO per year 12Paid Holidays 80% Employer-Paid Premiums for Medical, Dental and Vision Insurance Long-term Disability Insurance Basic Life Insurance Paid Parental Leave Matching 401k Where You Will Work: This position is in-office. Applicants must reside in Dallas/Fort Worth metro area. Statement of Non-Discrimination: In keeping with our beliefs and goals, no employee or applicant will face discrimination or harassment based on race, color, ancestry, national origin, religion, age, gender, marital/domestic partner status, sexual orientation, gender identity or expression, disability status, or veteran status. Above and beyond discrimination and harassment based on “protected categories,” we also stride to prevent other subtler forms of inappropriate behavior (i.e., stereotyping) from ever gaining a foothold in our company. Whether blatant or hidden, barriers to success have no place at DigniFi. DigniFi is not considering candidates who require visa sponsorship or visa transfer at this time. #J-18808-Ljbffr DigniFi