Principal Architect, Digital - CIB (Plano)

Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based technologies.As a Principal Architect at JPMorganChase within the CIB Payments, you provide expertise to enhance and develop architecture platforms based on modern cloud-based technologies, as well as support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes.Job responsibilitiesEngages business and technology stakeholder to discuss and propose design approaches to meet current and future needs of various business initiativesApplies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data.As a member of the team, build trusted relationships with business and technical decision makers in the customer’s organization to provide business and technical thought leadership,Identifies opportunities to modernize platform capabilities along with business initiativesHelps define strategy, roadmap for product go to market and breakdown of technical deliveryHelps define the target state of their product and drives achievement of the strategyParticipates in architecture governance bodiesEvaluates recommendations and provides feedback on business needs, options to get to marketExecutes creative software solutions, design, development, and technical troubleshooting with the ability to think beyond routine or conventional approaches to build solutions or break down technical problemsIdentifies opportunities to eliminate or automate remediation of recurring issues to improve overall operational stability of software applications and systemsLeads evaluation sessions with external vendors, startups, and internal teams to drive outcomes-oriented probing of architectural designs, technical credentials, and applicability for use within existing systems and informationPractical cloud native experienceAbility to present and effectively communicate to Senior Leaders and ExecutivesApplies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive dataRequired qualifications, capabilities, and skillsHands-on practical experience over 15+ years in delivering system design, application development, testing, and operational stability in acquiring payments industry Strategic mindset in shaping digital transformation for payments business - includes digital onboarding, self servicing experience for clients, partner integration, developer experience Strong experience in web developer frameworks, web architecture, mobile frameworksStrong experience in APIs - api standards, functional, governanceStrong experience in Identity and access management includes partner integration via APIs or web Strong experience in acquiring / merchant services payment understandingExperience with in-store or eCommerce merchant paymentsAbility to understand business requirements, create solution designs, create technical delivery roadmap and technical know how'sApplies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive dataAbility to present and effectively communicate to Senior Leaders and ExecutivesStrong technical background with design and delivery experience with software patterns and principlesAdvanced knowledge of one or more software, applications, and architecture disciplinesDemonstrated proficiency in software applications and technical processes within a technical discipline (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)Experience as a functional architect (business / product)Experience with domain model, understands business process flow, client experience and use casesUnderstands business capability, features taxonomyPreferred qualifications, capabilities, and skills Point of Sale experience is a plusCloud certification is a plus
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/VeteransJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Full timePosting Date: 2026-06-22