Manager Commercial Credit - Underwriting

Job Description

Why GM Financial?

GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America, and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.

At GM Financial, our team members define and shape our culture - an environment that welcomes new ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Our Purpose: We pioneer the innovations that move and connect people to what matters.

This position will be posted until filled.

Responsibilities

About the role:

This role leads commercial lending efforts for automotive dealerships, overseeing credit underwriting across multiple loan types while building internal capabilities and supporting field sales strategy. The ideal candidate brings strong expertise in automotive financing, financial analysis, and leadership, with the ability to manage complex projects, deliver excellent customer service, and thrive in a fast-paced, high-demand environment.

In this role you will:

• Develops internal capabilities for commercial lending to automotive dealerships.
• Manages all aspects of commercial credit underwriting for floorplan, term loans, construction loans, and real estate loans.
• Develops and implements strategy for field sales support and serves as a point of contact for new credit requests.
• Develops commercial lending system strategies and manages implementation.
• Provides leadership, coaching, guidance and training for credit analyst development.

Qualifications

What makes You an ideal candidate?

• Proven track record in commercial lending with emphasis in automotive commercial financing.
• Extensive knowledge of accounting, financial statement analysis, cash flow analysis, and credit underwriting.
• Knowledge and understanding of automotive dealership operations.
• Thorough computer knowledge of Microsoft Office, including Word, Excel, and PowerPoint; Microsoft Access knowledge preferred.
• Detailed oriented and capable of managing multiple opportunities simultaneously.
• Team player with strong leadership and motivational skills.
• Strong customer services skills.
• Excellent analytical and project management skills are required.
• Strong verbal and written communication skills including presentation, interpersonal, and persuasive skills.
• Ability to interface with all levels of management.
• High energy and fast paced office subject to stressful conditions.
• Some travel will be necessary.
• Work schedule will include some nights, weekends, or holidays.

Additional Knowledge and Skills

• Working effectively within an AI enabled environment:
• Ability to use AI tools (e.g., Microsoft Copilot) to support daily work.
• Skills in evaluating AI outputs for accuracy, compliance, and bias.
• Experience integrating AI into workflows to improve efficiency or insights.
• Familiarity with AI assisted research, summarization, and content generation.
• Understanding of responsible AI use, including ethics and data protection .

Work Experience & Education

• 3-5 years of directly related professional level experience in an automotive commercial lending environment, including experience in creating and presenting ideas to executive management Pref
• 2-4 years in a management role, providing leadership, coaching, guidance and training and contributing to staff development Pref
• Bachelor's Degree in related field or equivalent work experience Required
• Master's Degree

What We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.

Our Culture: Our team members define and shape our culture - an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work - we thrive.

Compensation: Competitive pay and bonus eligibility.

Work Life Balance: Flexible hybrid work environment, 2-days a week in office.

NOTE: We are unable to consider candidates who require visa sponsorship for this position

This position is not open to agency submissions

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