Underwriter

The Doctors Company is seeking an Underwriter to join our team in Region III. Region III states include: TX, OK, AR, LA, MS, AL, GA, TN, SC, and FL. This is a hybrid opportunity ideally based in East Lansing, MI, Austin, TX, Jacksonville, FL or a PRA office location. The ideal candidate is in Eastern or Central time zones.

Position Mission

Working under the general supervision of management and acting within authority granted, you will appropriately apply underwriting principals and demonstrate sound judgment in the production, selection, pricing, control and servicing of assigned business. Assist management in training of other underwriting staff and must have the ability to travel as needed. Contacts are policyholders, employees, company managers, agents, claims and legal professionals, and members of the general public.

Qualifications

• High school graduate or equivalent combination of education and experience required.
• Must have Property and Casualty Agents license.
• Associate’s degree (2 years college) or equivalent combination of education and experience preferred.
• INS, RPLU or CPCU designation, or progress in obtaining such designation, is preferred.
• Five (5) or more years of related work experience in medical professional insurance. Casualty insurance, financial services or mathematical analysis experience may be considered.
• Three (3) or more years of experience using Microsoft products, including Word and Excel.
• Good oral and written communication skills.
• Ability to prioritize incoming requests while maintaining daily work assignments.
• Strong customer service and team orientation and the ability to work with diverse personalities.
• Ability to travel and adapt to a flexible work schedule.

Responsibilities

Customer Satisfaction

• Develops and maintains positive working relationships with agents/brokers, coworkers, and members
• Responds to agents/brokers and members with company service standards
• Prioritizes tasks to meet renewal deadlines, customer service standards, and miscellaneous project due dates

Personal Development

• Works with manager to identify, and achieve, annual and personal development goals.
• Completes training and maintains proficiency in key underwriting skills.
• Maintains proficiency in underwriting systems
• Develops knowledge of new and emerging underwriting skills and theories through continuing education and training.
• Builds knowledge of competitors and stays current with changes or advancements in healthcare delivery

Revenue Growth and Profitability Management

• Maintains an assigned book of business.
• Collaborates with Business Development to build, strengthen, and manage relationships with agents/brokers
• Collaborates with manager and colleagues in other departments to achieve growth goals and retention targets.
• Participates in virtual or in-person agent/broker meetings related to specific accounts or overall underwriting discussions

Underwriting Discipline

• Adheres to established underwriting guidelines, authority, and filed rules and rates approved by the various state insurance departments.
• Evaluates new business submissions, renewals, and policy change requests for their book of business resulting in underwriting decisions within their authority or recommendations for decisions exceeding their authority
• Maintains policy documentation in appropriate systems in accordance with storage guidelines.
• Understands and complies with state statutory requirements including policy language changes, notice requirements, Patient Compensation Fund (PCF) rules and unique requirements.

Other Duties to be Assigned

• Works on various projects and assignments made by the Underwriting leadership team
• Participates actively and provides updates to leadership on assigned projects within given deadlines.

Salary Range: $65,932 - 90,522

This position is eligible for participation in the Company's Short-Term Incentive Plan (STIP), offering additional compensation driven by individual and company performance.

Compensation is determined based on factors such as skills, experience, education, and market considerations. We consider factors such as specialized skills, depth of knowledge in the field, and educational background to ensure fair and competitive pay. Salary may also include additional geographic differential for employees working in higher-cost labor markets, including states such as New York and California. While the posted range reflects our anticipated hiring range, we remain open to considering candidates with exceptional qualifications, specialized expertise, or directly relevant experience that may warrant compensation outside of that range.

We offer competitive compensation, incentive bonus plans, outstanding career opportunities, an exceptional work environment, and an impressive benefits package, which starts with medical, family and bereavement leave; same-sex domestic partner benefits; short- and long-term disability programs; and an employee assistance program. There's more:

• Health, dental, and vision insurance
• Health care tax-free spending accounts with a company match
• 401(k) and Roth IRA with company match, as well as catch-up plans for both
• Vacation days, sick days, and paid personal days each calendar year (with vacation increases based on length of service)
• Paid holidays each calendar year
• Life and travel insurance
• Tax-free commuter benefits
• In-person and online learning opportunities
• Cross-function career opportunities
• Business casual work environment
• Time off to volunteer
• Matching donations to qualifying nonprofit organizations
• Company-sponsored participation at non-profit events

About The Doctors Company

The Doctors Company is the nation’s largest physician-owned medical malpractice insurer. Founded and led by physicians, we are committed to advancing, protecting, and rewarding the practice of good medicine.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.