Credit Underwriter

Credit Underwriter

East Lansing, Michigan

First National Bank of America is growing and adding a focused and deliberate Credit Underwriter to the team. This role is responsible for ensuring the transactions booked by the bank are quality investments. The underwriter works closely with both bank production and asset quality. This role will require an individual to be analytical, disciplined and an organized thinker. The ability to make decisions is a must.

Responsibilities:

• Reviewing residential loans, acquisitions transactions, package purchase loans and mortgage service amendments
• Reviewing credit reports, appraisals and other supporting documents to determine if the loan should be originated or purchased
• Working with multiple departments within the bank to ensure transactions are compliant and completed according to procedures

Qualifications:

• Reliable and good decision maker
• Excellent attention to detail
• Ability to multi-task
• Can work well on own or in a group setting
• Prior experience with mortgages and mortgage documents is a plus but not necessary

Employee benefits:

• Medical – multiple plans to choose from including HSA and traditional. Premiums as low as $0.00
• Dental – premiums as low as $0.00
• Vision – low premium plan
• Discounted childcare
• Pet insurance
• Paid time off (PTO)
• 401k with employer match
• Adjustable desks that can be raised or lowered to sit or stand

At First National Bank of America, we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference.

First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy.

Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job.

First National Bank of America uses E-Verify to confirm employment eligibility as per E-Verify guidelines.

First National Bank of America is an Equal Opportunity Employer.