Underwriter

Are you an experienced insurance underwriting professional looking for an opportunity to make a meaningful impact while advancing your career? CIS is seeking an exceptional Underwriter III, Underwriter IV, or Underwriter V to join our Underwriting & Analytics team. This role offers the opportunity to apply your technical underwriting expertise, influence risk management strategies, collaborate with industry professionals, and help deliver innovative coverage solutions that protect Oregon's public entities and the communities they serve. Position Summary The Underwriter III, Underwriter IV, or Underwriter V serves a critical role in evaluating and managing property and liability risks while supporting the organization’s underwriting strategy and operational excellence. This position applies increasingly advanced underwriting expertise based on level, evaluates complex submissions, provides technical guidance, reviews property valuation information, supports underwriting systems and data integrity, and partners with internal and external stakeholders to achieve successful risk management outcomes. Senior-level incumbents additionally contribute to underwriting program development, strategic initiatives, member engagement, and organizational leadership. Key Responsibilities Underwriting & Risk Analysis Analyze and evaluate complex property and liability risks. Apply underwriting judgment to determine appropriate coverage terms, limits, pricing, and conditions. Review non-standard or unusual exposures and develop recommendations. Communicate underwriting decisions and rationale to members, brokers, reinsurers, and internal stakeholders. Review and analyze coverage documents to determine how and if coverage applies. Evaluate prospective members for program eligibility consistent with CIS policies and governing documents. Property & Exposure Management Manage and oversee the property appraisal process. Review valuation methodologies, schedules, and appraisal data for reasonableness and accuracy. Identify discrepancies, trends, and emerging risk concerns. Technical Leadership Serve as a subject matter expert for underwriting systems and data. Provide guidance to underwriting staff regarding complex submissions and guideline interpretation. Support consistency and quality across underwriting operations. Mentor and support less experienced underwriting staff as appropriate to position level. Strategic Contributions Assist with development of underwriting guidelines, program enhancements, and rating methodologies. Partner with internal teams to improve workflows, systems, reporting, and operational effectiveness. Participate in industry conferences, member meetings, and professional development opportunities. Recommend changes to underwriting programs, rating plans, policies, procedures, coverages, and partnerships to meet evolving member needs. Monitor underwriting marketplace and regulatory developments and recommend enhancements to CIS programs and services. Collaborate with reinsurers, actuaries, auditors, loss data analysts, risk management professionals, and legal partners. Provide underwriting data, analysis, and reports to internal and external stakeholders. Represent CIS through presentations, member meetings, conferences, and industry events. Qualifications Underwriter III 5‑6 years of commercial insurance underwriting experience, public entity underwriting experience, or closely related insurance experience. Demonstrated ability to evaluate risk and make sound underwriting decisions. Strong knowledge of property and liability underwriting principles. Excellent analytical, problem‑solving, and communication skills. Bachelor’s degree or equivalent combination of education and experience. Preferred (Not Required): CPCU designation ARM designation AU/AIU or similar underwriting designation Property & Casualty Insurance License Experience working in a risk pool environment Risk management or insurance services experience Experience with public entity or governmental risks Underwriter IV 7‑8+ years of progressively responsible underwriting experience. Advanced technical underwriting expertise. Demonstrated ability to handle highly complex risk situations and provide technical guidance to others. Bachelor’s degree or equivalent combination of education and experience. At least one of the following professional qualifications: Chartered Property Casualty Underwriter (CPCU) Associate in Risk Management (ARM) Associate in Commercial Underwriting (AU/AIU) or similar designation Property & Casualty Insurance License Underwriter V 10+ years of progressively responsible experience in commercial insurance underwriting, public entity pooling, risk management, or a related field. Expert knowledge of property and liability underwriting principles and coverage analysis. Proven ability to independently handle highly complex underwriting situations and develop practical risk management solutions. Demonstrated ability to recommend enhancements to underwriting programs, coverages, rating methodologies, policies, and procedures. Strong relationship management and communication skills, including the ability to effectively work with members, brokers, agents, reinsurers, auditors, actuaries, and executive stakeholders. Bachelor’s degree or equivalent experience in insurance administration, business management, or a related field. At least one of the following professional qualifications: Chartered Property Casualty Underwriter (CPCU) Associate in Risk Management (ARM) Associate in Commercial Underwriting (AU/AIU) or similar designation Property & Casualty Insurance License Preferred : Experience working in a public entity pool or similar risk‑sharing organization. Risk management or insurance services experience. Experience with public sector, municipal, governmental, or other complex institutional risks. The Ideal Candidate A confident underwriting professional who enjoys solving complex challenges. Comfortable making decisions and explaining your reasoning. Relationship‑focused and highly collaborative. Curious, analytical, and committed to continuous improvement. Passionate about helping organizations effectively manage risk. Excited to contribute beyond day‑to‑day underwriting and help shape strategy for the future. Able to influence underwriting practices, mentor colleagues, and contribute to organizational success at a strategic level. Position Level Underwriter III: Typically requires 5–6 years of related underwriting experience. Underwriter IV: Typically requires 7‑8+ years of related underwriting experience and at least one listed professional credential. Underwriter V: Typically requires 10+ years of progressively responsible underwriting experience, advanced technical expertise, demonstrated success managing highly complex risks, and the ability to contribute to underwriting program strategy and organizational initiatives. CIS offers a competitive benefits package, professional development opportunities, and a supportive workplace focused on employee success. Equal Opportunity & Accommodations CIS is an equal opportunity employer and is committed to providing reasonable accommodations to qualified individuals with disabilities throughout the hiring process and employment. #J-18808-Ljbffr