Sign up to access all features of our service.
  • Job search
  • Favorites
  • Create a CV
    New
  • Salaries
  • Subscriptions

Member Service Officer

$20 - $30 per hour

Levo Federal Credit Union

Member Service Officer 1 (MSO 1)

Department: Member Services

Reports To: Branch Manager

FLSA Exempt: Non-Exempt

Date last updated : 04/01/2024

Summary Provide information and support via various means (i.e. phone, internet, email etc.) to lending partners and members regarding the credit union its products and services while ensuring the highest quality service. Examine, evaluate and make decisions on member and non-member loan applications for consumer loans.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

Interview and evaluate the needs of members and potential members, identify appropriate member needs and cross-sell financial products that meet those needs.

Serve membership by providing information and account service in a pleasant, professional and efficient manner.

Open/close accounts, process stop payments, order cards, answer questions regarding deposit accounts, loan accounts, plastic cards, remote access etc.

Ensure complete and accurate documentation for loans and new accounts by gathering information and resolving uncertainties through inquiries with creditors, and/or members according to the credit union policy.

Analyze and evaluate applicant's financial status by reviewing credit information, determining debt to income ratios, estimating payments, determining collateral requirements and establish collateral values, co-signer requirements and membership eligibility as defined by the policy.

Possess general product knowledge relating to mortgage, home equity, and business loans for referral purposes.

Complete outbound calls (2-2-2) to members, partner follow-up and other types of calls as requested by management.

Assist other departments as necessary (i.e. collections, accounting, etc.)

File claims for GAP, GAP Advantage, ADR and Debt Protection.

Be well versed regarding credit union policies and procedures. Advise manager of external factors that may affect policy by suggesting policy modifications.

Cross train other staff, as requested, on duties, functions, and responsibilities to assure proper back up.

Follow proper member identification and security procedures and ensure that member and employee information is kept in the strictest confidence.

Receive and payout money and keep records of money and negotiable instruments involved in financial transaction by performing Member Service Associate duties. See Member Service Associate job description for more information.

Respond to member inquiries and requests regarding financial services and enter them into applicable computer systems and programs.

Approve loans within specified limits OR refer to a manager with recommendations to obtain approval.

Oversee timely loan closing and funding activities.

Provide ongoing relationship servicing with current members to maintain goodwill and gain additional business.

Assist members with problem resolution and account reconciliation.

Responsible for Safe Deposit box transactions

Execute, key, and verify wire transfers.

Supervisory Responsibilities This job has no supervisory responsibilities.

Competencies To perform the job successfully, an individual should demonstrate the following competencies:

Credibility - Provides reliable and accurate information, offers fully researched recommendations, instills customer confidence, supports organizational values and policies, takes responsibility for own actions and mistakes.

Job Knowledge/Job Fit - Competent in required job skills and knowledge, exhibits ability to learn and apply new skills, keeps abreast of current developments, requires minimal supervision, Displays understanding of how job relates to others, Uses resources effectively. Conflict Resolution - Encourages open communications, Confronts difficult situations. Maintains objectivity. Keeps emotions under control. Uses negations skills to resolve conflicts.

Cooperation - Establishes and maintains effective relations, exhibits tact and consideration, displays positive outlook and pleasant manner, offers assistance and support to co-workers, Works cooperatively in group situations, Works actively to resolve conflicts.

Quality - Demonstrates accuracy and thoroughness, displays commitment to excellence, looks for ways to improve and promote quality, applies feedback to improve performance and Monitors own work to ensure quality.

Planning/Organization - Prioritizes and plans work activities. Uses time efficiently. Plans for additional resources. Integrates changes smoothly. Sets goals and objectives. Works in an organized manner. Sales and Service (INSPIRE SALES and SERVICE) - Displays courtesy and sensitivity, manages difficult/emotional member situations, meets commitments, focuses on & responds promptly to member needs, solicits member feedback to improve service, explains financial concepts clearly, explains product features & benefits, recommends products to members, and overcomes objections.

Problem Solving - Identifies problems in a timely manner. Gathers and analyzes information skillfully. Develops alternative solutions. Resolves problems in early states. Works well in group problem solving situations.

Requirements

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience: High school diploma or general education degree (GED); or six to twelve months related experience and/or training; or equivalent combination of education and experience previous financial industry experience preferred.

Language Skills: Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public.

Mathematical Skills: Ability to calculate figures and amounts such as discounts, interest, commissions, proportions and percentages. Ability to apply concepts of basic algebra and 10 key.

Reasoning Ability: Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Ability to research data and make accurate decisions.

Computer Skills: To perform this job successfully, an individual should have knowledge of Contact Management systems; Internet software; Microsoft Excel Spreadsheet software and Microsoft Word Processing software.

Certificates, Licenses, Registrations: Must complete ongoing sales & service training.

Other Skills and Abilities: Must have the ability to make sound, confident decisions. Must possess proven sales skills. Must be able to read and understand credit reports.

Other Qualifications: A MSO1 will be required to complete a pre-determined list of functions and training (see MSO 1 Training Plan in Performance Pro Forms) within 18-24 months of their hire date. A MSO1 will also be required to shadow and cross train in the service center for at least 80 hours during (or prior to) their training period as well as two hours in both the Accounting and Collections departments.

Once a MSO1 has completed all the requirements of the MSO1 Training Plan, they may be promoted to a MSO2 at the supervising manager(s) discretion.

Physical Demands and Work Environment: The physical demands and work environment described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to stand, walk, sit; use hands to finger, handle, or feel and reach with hands and arms; and talk or hear. The employee is frequently required to climb or balance and stoop, kneel, crouch, or crawl. For employees who are assigned to a retail branch, the employee may be required to regularly stand and the availability to sit for any length of time may be limited. The employee is occasionally required to taste or smell. The employee must frequently lift and/or move up to 50 pounds and occasionally lift and/or move up to 100 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. The employee regularly works near moving mechanical parts. The noise level in the work environment is usually moderate.

Salary Description
$20-$30/hr., plus incentives
Vacancy posted 1 day ago
Similar jobs that could be interesting for youBased on the Member Service Officer in Vermillion, SD vacancy
  • $19.6 per hour

     ...Blackboard. This position requires a working knowledge of Microsoft Office Products (Word, Excel, & Outlook), a high standard of confidentiality and professionalism, exceptional customer service skills, time management and organizational skills, attention to detail... 
    Suggested
    Full time
    Work at office
    Local area
    Monday to Friday
    Afternoon shift

    University of South Dakota

    Vermillion, SD
    2 days ago
  •  ...responsible for setting the department standards for customer service, employee relations, cleanliness, sanitation, professional appearance...  ...friendly, and efficient customer service to customers and team members. Core Competencies: Partnerships. Growth mindset.... 
    Suggested
    Work experience placement
    Local area

    Hy-Vee

    Vermillion, SD
    5 days ago
  • $69k

     ...help others by providing guidance and solutions Strong verbal communication and relationship-building skills Sales or customer service experience is helpful but not required Qualifications Laptop or desktop computer with a working camera Insurance license... 
    Suggested
    Remote job
    Work from home
    Flexible hours

    HMG Careers

    Burbank, SD
    more than 2 months ago
  •  ...for ensuring customer satisfaction and managing quality of product and service delivery. Develop relationships with all Fire and EMT decision-makers in designated territory. Dinges Fire team members pride themselves on building a 'Help First' relationship with departments... 
    Suggested
    Full time
    Part time
    For contractors
    Local area

    Dinges Fire Company

    Vermillion, SD
    3 days ago
  • $12 - $15 per hour

     ...will be responsible for promoting and selling our products and services directly to customers in their homes. Your primary focus will be...  ...live. We believe in promoting from within and helping our team members grow professionally. You'll be part of a dynamic, inclusive... 
    Suggested
    Hourly pay
    Part time
    Local area
    Flexible hours
    Weekend work

    Bluepeak

    Vermillion, SD
    4 days ago
  •  ...culture in the club. Club Managers are responsible for managing day to day tasks, welcoming guests and members to the gym, selling memberships and training services, and leading staff to work as a cohesive unit. This role requires a considerable amount of self-motivation... 
    Full time
    Part time
    Local area
    Flexible hours

    Anytime Fitness

    Vermillion, SD
    5 days ago
  •  ...Overall Job Summary The Field Activity Support Team (FAST) Team Member is responsible for traveling to stores within an assigned...  ...it is essential that you be available, flexible, adaptable and service-oriented, as you must be able to fulfill all of the following requirements... 
    Full time
    Part time
    Flexible hours
    Shift work
    Night shift

    Tractor Supply

    Vermillion, SD
    3 days ago
  •  ...all receipts written for the day. Track member program participation for each space...  ...School Diploma or Equivalent Customer service experience preferred. High level organizational...  ...to operate various types of general office equipment including PC, telephone, copier... 
    Part time
    Summer work
    Work at office
    Local area
    Monday to Friday
    Shift work

    Boys & Girls Club Of the Northern Plains

    Vermillion, SD
    7 hours ago
  • $46.4k

     ...specialists. The School of Education Center for Student and Professional Services offers candidates an energetic and creative environment to...  ...without corrective lenses) Working Conditions & Exposures: Office Environment Required Documents # Resume # Cover... 
    Internship
    Work at office
    Local area

    University of South Dakota

    Vermillion, SD
    2 days ago
  •  ...Customer Service Associate We're seeking a Customer Service Associate to join our team and deliver a great shopping experience for every customer. Duties include, but are not limited to, the following: Assist customers with questions and recommendations Manage sales transactions... 
    Contract work
    Part time
    Local area

    Family Dollar

    Vermillion, SD
    6 days ago
  •  ...serve clients effectively. Join WealthBridge Financial Group and be part of a passionate team dedicated to delivering exceptional service and fostering long-term client relationships. If you are driven by results and have a deep commitment to helping clients achieve... 

    WealthBridge Financial Group

    Vermillion, SD
    3 days ago
  • $50k - $55k

     ...you'll be doing: Collaborates with District Manager and Food Service Director to ensure client satisfaction. Assists in entering...  ...propel you further in your career, whether with our corporate office or one of our brand segments. Disclaimer: This job description... 
    Hourly pay
    Full time
    Work at office
    Remote work

    Summit

    Vermillion, SD
    4 days ago
  •  ...Responsibilities here Qualifications Enter Job Qualifications here Education About Aramark Our Mission Rooted in service and united by our purpose, we strive to do great things for each other, our partners, our communities, and our planet. At... 

    Aramark

    Vermillion, SD
    3 days ago
  • Vermillion, SD (preferred) | Full-time At the University of South Dakota Foundation & Alumni Association , our work is simple and powerful: Create Lasting Impact. We’re looking for a Fund Manager to help steward that impact by ensuring donor funds are managed with integrity...
    Full time

    University of South Dakota Foundation and Alumni Association

    Vermillion, SD
    1 day ago
  • SESDAC, Inc. seeks a Full Time supervisor to manage day-to-day residential and day services operations for an assigned component in Vermillion, SD. This role includes on-going development and training of direct support staff to ensure high-quality services are delivered... 
    Full time
    Monday to Friday

    SESDAC, Inc.

    Vermillion, SD
    2 days ago
  • $18 - $20 per hour

     ...quality-of-life improver. You will provides oversight at the direction of management on-site to coordinate routine work activities of service employees engaged in food operations, including but not limited to fast casual, coffee/counter service, cafeterias, events/banquets... 
    Hourly pay
    Full time
    Work experience placement
    Casual work
    Local area
    Worldwide
    Flexible hours
    Shift work
    Rotating shift

    Sodexo

    Vermillion, SD
    2 days ago
  •  ...through: Our open architecture platform for client solutions Our practice building support This position will offer: The ability to service an existing book of business upon hire The ability to build a strong client base with Prudential’s exceptional referral programs... 
    Full time

    Prudential Financial

    Vermillion, SD
    4 days ago
  •  ...and committed to supporting our customers and each other. Job Description: Provides prompt, efficient and friendly customer service. Wraps, trims, stocks cases, and receives merchandise in the Meat and/or Seafood Department. Core Competencies Partnerships... 
    Part time

    Hy-Vee

    Vermillion, SD
    4 days ago
  • $20.53 per hour

     ...Session: Spring (January - May) Position Title: Intern - Family Services Specialist Intern Hiring Manager: Reata McDonald Agency:...  ...willing to work as part of a team, have knowledge of Microsoft Office, have strong communication skills and must be willing to travel... 
    Hourly pay
    Full time
    Part time
    Internship
    Work at office
    Immediate start
    Monday to Friday

    South Dakota State Government

    Vermillion, SD
    2 days ago
  •  ...About the job Customer Care Coordinator - Travel Services Position Overview We are seeking a Customer Care Coordinator who is passionate about delivering excellent service and building positive client relationships. In this role, you will help guide travelers... 
    Remote work
    Flexible hours

    Exciting Travel Now

    Vermillion, SD
    5 days ago
  •  ...independent contractors. This is an excellent opportunity for self-motivated professionals seeking flexible, supplemental income while servicing some of the nation's largest retailers and brands. Our clients provide service windows rather than specific work schedules,... 
    Extra income
    Contract work
    For contractors
    Flexible hours
    Weekday work

    Spar Group

    Vermillion, SD
    1 hour ago
  • $80k - $100k

     ...established national company. Our Regional Office out of Cedar Rapids, Iowa is home to one...  ...Mentor and support you Value you as a member of our team Help you achieve your...  ...to long-term vision, integrity, and service to others. Company Description The... 
    Work at office

    Tuma Agencies

    Vermillion, SD
    11 days ago
  •  ...Job Description Here at Berg Auto mall in Beresford, SD we have a growing lot of cars and a new building built around car sales and service! We are looking for a experienced car salesman who is motivated and good with customer relations and communication to join our... 

    Berg Auto Mall & Trucking

    Vermillion, SD
    7 hours ago
  • $42k - $62k

    Job Description Job Description This is a traveling Sales position. Some overnights required. About Us: Alpine Truss LLC started the business in Aug. 2012. We design, build, and sell floor and roof trusses for residential, commercial, and agricultural. We are...
    Full time
    For contractors
    Night shift

    Alpine Truss LLC.

    Vermillion, SD
    a month ago
  • $65k - $85k

     ...know insurance on day one. Our training is designed specifically for individuals transitioning from teaching, coaching, and other service-focused careers. As an independent contractor, you'll manage your own local territory with flexibility while still having structured... 
    Full time
    For contractors
    Local area
    Flexible hours

    The Impact Insurance Agency

    Vermillion, SD
    7 days ago
  • $85k - $105k

     ...guiding others, building trust, mentoring, and explaining complex information with clarity. This opportunity isn't about leaving service behind it's about taking your leadership, communication, and mentoring skills into a professional setting where you can teach,... 
    Full time
    For contractors
    Local area
    Remote work
    Weekend work

    The Impact Insurance Agency

    Vermillion, SD
    14 days ago
  • $75k - $95k

     ...they already do best: teaching, mentoring, and leading conversations that matter. This opportunity isn't about stepping away from service it's about applying your leadership and communication skills in a new professional setting with greater flexibility and long-term... 
    Full time
    For contractors
    Local area
    Remote work
    Weekend work

    The Impact Insurance Agency

    Vermillion, SD
    15 days ago

Do you want to receive more vacancies?

Subscribe and receive similar vacancies to Member Service Officer. Be the first to apply!