Mortgage Loan Processor, FT

Job Description

Job Description

At Beehive FCU, our common goal is to nurture our most valued asset: the friendships we have with our members. We are here to help--it's the only reason we exist. We believe we have the power to help our members with some of the most important, most difficult, and most rewarding endeavors in their lives.

Our success starts with creative and caring individuals who work together to bring superior service to our members. We hire only the best and brightest, give them a great place to work, and provide an excellent benefits package.

If you are someone who is passionate about helping people with real life needs, then Beehive FCU may be the place for you.

We are seeking a full-time Mortgage Loan Processor to work at our Administration office in Rexburg, Idaho. This position works 40 hours a week, Monday-Friday. The expected pay is $20.50 per hour, DOE.

Job Description

• Assists mortgage loan officers by preparing and processing their loan files.
• Counsels the mortgage loan officer on redisclosing the Loan Estimate; draws Closing Disclosure; and facilitates its delivery to the member while meeting time commitments.
• Reviews residential loan applications to verify that application data is complete and meets credit union and/or secondary market standards.
• Obtains verifications of employment, rent, payoffs, SSN, 4506T, tax transcripts, flood certifications, homeowner's insurance, LDP, SAM, etc.
• Orders the title commitment from specified companies and directs the ordering of the appraisal through appropriate sources.
• Helps facilitate and connect communication throughout the department.
• Will actively engage in needs-based selling.

Qualifications

• Six months to two years experience required.
• Must be able to keep strict confidentiality.
• Must be able to offer prompt, clear, and accurate communications with members and coworkers.
• Must be able to complete all documentation with promptness and accuracy.
• High school or equivalent education.

Physical Requirements

Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing/descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, computer terminal and keyboard, facsimile, calculator, and understands computer basics. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

Working Conditions

Must be able to routinely perform work indoors in climate-controlled private or shared work area with minimal noise.

Benefits

Full-time employee benefits include paid holidays; employer sponsored 401(k) retirement plan including 2% company match and 9% profit sharing; health, vision, and dental insurance with 95% employer paid premium and 65% employer paid premium for families; employer paid life insurance; plus the opportunity to work in an excellent team-oriented environment. You'll love working at Beehive!

Beehive Federal Credit Union is a member-owned, not-for-profit organization founded in 1960. Headquartered in Rexburg, Idaho, Beehive is a full-service credit union serving members and employees of The Church of Jesus Christ of Latter-day Saints nationwide. Branches are located in Rexburg, Rigby, Idaho Falls, and Meridian, Idaho. Beehive Federal Credit Union is an Equal Opportunity/Affirmative Action Employer of Females/Minorities/Vets/Disability.