Risk Manager - Payments Risk Integration, Strategy, and Modernization (PRISM) (Hybrid)

Risk Manager - Payments Risk Integration, Strategy, and Modernization (PRISM) (Hybrid)The Enterprise Payments Risk Integration, Strategy, and Modernization team (PRISM) is seeking a dynamic Manager who will play a pivotal role in driving risk mitigation across both strategic and emerging payments initiatives across the Enterprise. This newly formed team is responsible for the oversight of emerging payments, products, and businesses, which includes integration activities.In this role, you will be a key partner across critical payments initiatives and programs, working closely with technology, product, risk management, and operations teams to enable a risk-first approach to payments modernization and new businesses. This is a unique opportunity to build from the ground up, blending strategic oversight with hands-on innovation. You won't just be managing risk - you will be actively defining how we leverage cutting-edge technology, to modernize our risk landscape. If you are passionate about driving enterprise-level change, partnering across diverse business lines, and solving complex problems at the intersection of payments and technology, consider joining our team!ResponsibilitiesStrategic Leadership & Innovation: Serve as a key risk thought partner for new businesses and emerging payments activities, including evaluating AI capabilities, smart automation, and advanced analytics to continue to modernize the payments risk landscapeRisk Mitigation & Controls: Execute on core deliverables including documenting payments use cases and supporting lines of business in demonstrating adherence to payment risk policy & standardsAutomation & Tech Modernization: Identify opportunities to deploy automation (e.g., RPA, natural language processing, predictive risk analytics) to streamline manual governance & oversight, operationalize controls, and improve monitoring efficiencyCross-Functional Collaboration: Partner with Accountable Executives, Product, Tech, and Business Risk Offices to assess strategy, operations, and risks across all payment types (ACH, Wire, Cards, Real-Time Payments, etc.) throughout the payment lifecycleThe Person:Exhibit outstanding influencing skills to effectively drive program efforts within and outside of your vertical business areaStrong foundational knowledge of risk management and/or payment types, rails, and operations (or a proven track record of rapidly mastering complex domain spaces)Possesses an ability to effectively collaborate with key stakeholders at all levels across the company to manage, inform and influence outcomesAn analytical mindset with a passion to implement Gen AI capabilities, agents, and automation workflows to enhance risk monitoring efficiency, ensuring the responsible implementation and governance of such capabilitiesDeep understanding of payment networks (ACH, Wires, etc) and the associated regulatory environmentsResults-oriented with an ability to deliver against goals and objectivesTeam-focused, with demonstrated strong relationship-building and collaboration skillsExcellent analytical, problem-solving, and project management skillsLocation: This role is hybrid, where you will be expected to spend 3 days per week working in the office and the remainder of the week working virtually.Basic Qualifications:High School Diploma, GED, or equivalent certificationAt least 3 years of experience in risk management, audit or governanceAt least 4 years experience in the banking or financial industryAt least 2 years of experience supporting, partnering and interacting with internal and external stakeholdersPreferred Qualifications:Bachelor's Degree or Military experienceAt least 4 years of experience in risk management, audit or governanceAt least 5 years of project management experience leading cross functional projects and programsAt least 3 years of experience managing senior level stakeholdersAt least 3 years of experience working in paymentsAt least 3 years of people leadership experienceAt least 3 years of process management experienceAccredited ACH Professional (AAP) certification or Accredited Payments Risk Professional (APRP) certification