Property Damage Claims Estimator

About United Public Adjusters & Appraisers

United Public Adjusters & Appraisers is a leading public adjusting and property insurance consulting firm representing residential and commercial policyholders throughout the insurance claims process. Unlike insurance carriers, we advocate exclusively for policyholders, combining construction expertise, technical analysis, and claims knowledge to help clients maximize their insurance recovery.

Position Overview

As a Property Damage & Construction Estimating Consultant, you will serve as one of our technical estimating specialists responsible for inspecting damaged residential and commercial properties, evaluating repair requirements, developing comprehensive scopes of work, and preparing detailed construction estimates that support successful insurance claim resolutions.

Working closely with our public adjusters and claims consultants, you'll review contractor proposals, engineering reports, insurance carrier estimates, and support documentation to identify omitted damages, pricing discrepancies, and applicable building code requirements.

What You'll Do

Property Damage Assessment

• Conduct on-site inspections of residential and commercial properties following covered losses.
• Evaluate structural, roofing, interior, exterior, mechanical, and building system damages.
• Document damages through photographs, measurements, sketches, and detailed field reports.
• Identify repair requirements, mitigation needs, and applicable building code considerations.

Construction Estimating & Scope Development

• Prepare detailed repair and replacement estimates using Xactimate or comparable professional estimating software.
• Develop comprehensive scopes of work for residential and commercial property damage.
• Review contractor proposals, engineering reports, insurance carrier estimates, and supporting documentation.
• Identify omitted damages, scope deficiencies, pricing discrepancies, and applicable building code requirements.
• Interpret construction plans, repair methodologies, building codes, and industry standards to produce accurate, defensible estimates.
• Support claim valuation through thorough technical analysis and documentation.

Technical Collaboration

• Partner with public adjusters and claims consultants throughout the claims process.
• Participate in re-inspections, estimate reviews, and meetings with insurance representatives as needed.
• Serve as a technical resource on construction methods, estimating best practices, and damage evaluation.
• Coordinate with contractors, engineers, restoration professionals, and other industry experts.

Documentation & Quality Assurance

• Maintain complete, organized, and defensible claim documentation.
• Ensure estimates meet company quality standards, regulatory requirements, and industry best practices.
• Deliver timely, accurate, and professional work product while meeting productivity and service expectations.

Qualifications

• Minimum of three (3) years of construction estimating, property damage estimating, restoration estimating, or a closely related estimating discipline.
• Extensive knowledge of residential and commercial construction methods, building materials, repair practices, building systems, and applicable building codes.
• Demonstrated experience preparing detailed construction estimates using Xactimate or comparable professional estimating software.
• Ability to accurately inspect, evaluate, and document property damage.
• Experience developing comprehensive repair scopes and identifying appropriate repair methodologies.
• Strong analytical, organizational, and problem-solving skills.
• Excellent written, verbal, and interpersonal communication skills.
• Valid driver's license and willingness to travel locally for property inspections.

Preferred Qualifications

• Proficiency with Xactimate.
• Experience in property insurance claims, public adjusting, insurance restoration, or consulting.
• Experience with commercial property, large-loss, or catastrophe projects.
• Construction management, engineering, building consulting, or restoration experience.
• Public Adjuster License or ability to obtain licensure.

Compensation & Benefits

We recognize the value experienced professionals bring to our organization and offer competitive compensation and benefits package designed to reward performance and support long-term career growth, including:

• Minimum base salary of $85,000, with substantially higher compensation available for exceptionally qualified candidates
• Annual performance bonus
• Majority company-paid health insurance
• 401(k) with company match
• Paid time off and paid holidays
• Company-paid licensing, continuing education, and professional development
• Career advancement opportunities within a growing organization
• Company-issued technology and business tools
• Complimentary breakfast, lunch, beverages, and snacks provided daily