Mortgage Quality Control Auditor

Job Description

Job Description

Job Title: Quality Control Auditor Location: Henderson, NVJob Type: Full TimeCompany: Village Capital & Investment LLCIntroduction:Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.Key Responsibilities:Perform detailed post-closing loan file audits in the Second Look platform to ensure compliance with agency, investor, and regulatory requirements (FHA, VA, USDA, Fannie Mae, Freddie Mac).Review loan documentation for accuracy and completeness, verifying income, assets, liabilities, disclosures, and closing documentation.Validate TRID, HMDA, ECOA, and RESPA compliance across loan files.Identify and document exceptions, cite regulatory and investor references, and provide clear, concise commentary supporting findings.Communicate with underwriting, closing, and compliance teams to obtain missing documentation and resolve discrepancies.Contribute to monthly QC metrics and reporting, ensuring exceptions are tracked and remediated within established timelines.Stay current on agency guideline changes and assist with updates to QC checklists, exhibits, and audit templates.Participate in calibration sessions and training reviews to maintain consistency across the QC team.Support ad-hoc targeted or investigative audits (e.g., EPD, rebuttal reviews, or investor repurchase requests).Basic Qualifications:Proven experience with problem-solving skills and attention to detailStrong communication and interpersonal skillsAbility to work independently and as part of a teamProficiency in Windows and Encompass (Encompass preferred)Strong problem-solving skills and attention to detailSpecific Qualifications:Minimum 2 years of mortgage QC or underwriting experience (post-closing QC preferred).Proficient with Second Look or similar audit platforms.Strong working knowledge of agency guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA) and federal compliance regulations (TRID, ECOA, HMDA, ATR/QM).Ability to read and interpret loan documentation including 1003, LE/CD, AUS findings, appraisal, title, and insurance.Excellent written communication and documentation skills - must be able to cite laws and guidelines clearly in findings.Detail-oriented with strong analytical and problem-solving skills.Comfortable working in high-volume, deadline-driven environments with changing priorities.Familiarity with Compliance Ease, Encompass, and Mavent preferred.High school diploma requiredRemote work outside of Las Vegas/Henderson is available.Benefits:401(k) matchingDental insuranceHealth insuranceHealth savings accountLife insurancePaid time offVision insuranceIn summary:If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital & Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!