Ag/Commercial Loan Specialist Supervisor

Job Description

Job Description

Join Our Team as an Ag/Commercial Loan Specialist Supervisor in Charles City, IA!

We're looking for an Ag/Commercial Loan Specialist Supervisor to lead and develop a team dedicated to delivering exceptional support to our lenders and customers. In this role, you'll combine your lending expertise with your passion for coaching others, helping drive operational excellence, process improvement, and outstanding service. If you're a collaborative leader who enjoys problem-solving, mentoring, and making a difference, we'd love to hear from you.

Ready to grow your career and help shape the future of our lending operations? Apply today and join a team where your leadership and expertise make a lasting impact.

POSITION SUMMARY: Provide oversight, guidance and training for Ag/Comm Loan Specialist staff. Maintain a strong understanding of the bank’s agricultural and commercial lending practices. Provide support to assigned lenders. May work on some of the bank’s larger and more complex agricultural and commercial lines. Review loan documents and close loans.

• Coach and train new and existing Ag/Comm Loan Specialists on loan processes and procedures. Communicate core values and provide direction to staff.
• Manage the day-to-day work of the ACLS. Assist in hiring, assign work, approve time off, and approve timecards.
• Provide leadership and management for the ACLS personnel. Conduct performance evaluations of assigned personnel and provide coaching to assist employees in resolving performance issues.
• Ensure departmental compliance and maintenance for all required and related written policies.
• Maintain and demonstrate proficiency with loan software applications (Precision, Finpack etc.). Work with system providers to utilize applications to the fullest capacity, while streamlining processes and procedures and ensuring accuracy and compliance.
• Ability to identify key risk indictors with the banks existing loan portfolio as well as new loan requests and communicate findings verbally and in writing as required as part of the FSBT lending process.
• Willing and able to communicate with borrowers on behalf of the lender to collect necessary financial information and to articulate and describe the documents needed for analysis.
• Analyze, prepare, and train for periodic updates to system software and verify that enhancements are working correctly. Assist with system parameters and design to meet the needs of multiple departments. Act as administrator of these programs including management of all program settings and user security access.

• Learn, utilize, train and lead banking and lending software initiatives.

• Maintain product knowledge of all bank services and cross-sell other bank products by referral to appropriate departments.

• Perform ACLS duties as part of the lending team.

• Participate in community activities to increase the bank’s visibility and to enhance new business opportunities. Participate in bank-sponsored events as outlined in financial institution’s “Community Events Program.”

• Perform additional duties as assigned.

DESIRED KNOWLEDGE, SKILLS, & ABILITIES

• High level of interpersonal skills in dealing with bank customers, bank staff, and outside vendors.
• Working knowledge of rules and regulations related to agricultural and commercial lending.
• Ability to work in an environment with sensitive information, while maintaining a high level of confidentiality.
• Proven record of problem-solving skills and the ability to work with complex credits.
• Strong organizational skills with the ability to prioritize multiple tasks and work under pressure.
• Strong work ethics, excellent verbal and written communication skills, and the ability to work independently and as part of a team.
• Proficient in basic computer skills using Microsoft Office products, along with the ability to quickly learn and effectively utilize new technology.
• Ability to organize, coach, and supervise others.

QUALIFICATIONS

Education:

Bachelor’s degree in business/finance or 4 years of equivalent experience in a lending environment.

Experience:

• Previous experience in the agriculture and/or commercial fields.
• Prior customer service experience with an ability to develop relationships.
• Previous supervisory experience preferred.

Statements included on this job description are intended to describe the general nature and level of work performed by the employee(s) assigned to this job. The statements should not be construed as an exhaustive list of responsibilities, duties, and skills required. Accommodations will be made to allow for meeting the above requirements when it does not place “undue hardship” on First Security Bank & Trust.

This position is available due to a recent departure. The position is full-time with a regular schedule of M-TH 7:30- 4:00 and F 8:00-4:30. Applications will be accepted until the position is filled.