In-Business Risk 1LOD Specialist 5

An individual in Enterprise Risk Management plays a critical role in managing the bank's diverse risks to ensure financial stability and sustained growth. This involves the identification and management of enterprise-level and cross-cutting risks, designing and executing stress tests, managing climate risk and protecting against reputational risk. This integral role within the bank ensures operations are within a defined risk appetite and contribute to the overall objectives of the bank. Individuals responsible for In-business Risk Management oversee risk identification, assessment, measurement, monitoring and reporting. They design and implement risk mitigation actions and focus on managing one or more risks in support of business activities.

Professionals in Enterprise Risk Management are entrusted with providing a comprehensive view of risk management which enables the bank to anticipate, assess, and mitigate potential risks, crucial for the bank's success.

Responsibilities:

• Independently performs risk and control assessments, developing and implementing risk mitigation recommendations with minimal supervision.

• Takes ownership in addressing audit, compliance, and regulatory findings.

• Leads remediation efforts and the quarterly audit process, driving procedural implementation and change management within the team.

• Spearheads the enhancement and automation of control processes, proactively monitoring for exceptions and breaches, and independently escalating issues to senior management.

• Champions strong governance, controls, and a culture of responsible finance within the team, leading the implementation and enforcement of the Control Framework.

• Evaluates risks within the team's scope, ensuring rigorous compliance with regulations, promptly reporting control issues, thoroughly identifying root causes, and developing and implementing effective corrective actions.

• Proactively stays updated on risk and control assessment practices, acting as a subject matter expert and sharing knowledge and insights with team members to elevate overall understanding and performance.

• Leads innovative risk analysis initiatives, ensures timely and accurate risk reporting, develops comprehensive communication materials, and leads risk management training efforts, focusing on risks pertinent to team activities.

• Drives governance coordination, facilitates MCA risk assessments, ensures strict adherence to policy guidelines, independently manages responses to risk events, and fully integrates risk and control responsibilities within business units.

• Leads efforts to enhance control capabilities, develops and implements interim tools, designs and implements comprehensive monitoring solutions, and applies deep business insights to support the implementation of robust control processes, collaborating with stakeholders for firm protection and continuous process improvements.

• Serves as a role model by adhering to the firm’s Code of Conduct, Plan of Supervision, and all role-specific policies and procedures, ensuring unwavering compliance and ethical behavior in all activities.

• Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.

• Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.

• Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.

• Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.

• Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda

• Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.

• Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.

• Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.

• Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.

• Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.

• Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult

• Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.

• Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi’s clients and the community.

• Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.

• Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.

• Empathetically listens and understands others’ positions before acting on issues; works to amplify voices that are minimized in the workplace

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards

Qualifications :

• 2-4 years relevant experience

• Comprehensive understanding of governance frameworks, control principles and risk methodologies.

• Thorough understanding of the firm's Code of Conduct, Plan of Supervision, and relevant policies.

• Strong understanding of audit processes, compliance, and regulations.

• Advanced knowledge of control processes; able to develop and implement effective monitoring for exceptions/breaches.

• In-depth understanding of risk assessment methodologies; able to conduct assessments and develop mitigation strategies.

• Actively monitors regulatory changes and updates knowledge/skills.

• Able to independently apply compliance policies and communicate effectively across levels.

• Proficient in using data analytics for oversight and monitoring activities.

• Able to develop and deliver effective presentations.

• Proven experience leading/supporting audit engagements.

• Expertise in risk identification, assessment, and mitigation strategies.

• Strong grasp of audit processes, compliance, and regulatory standards.

• Demonstrated ability to enhance, automate, and simplify control processes.

• Ability to guide governance and promote a culture of responsible finance.

• Comprehensive understanding of relevant firm policies and procedures.

• Ability to organize and manage audit processes and procedural changes.

• Competence in evaluating risks in business decisions and managing timely issue reporting.

• Strong communication skills for liaising with stakeholders across the business.

Education :

High School diploma or equivalent

Job Family Group:

Risk Management

Job Family:

In-Business Risk

Time Type:

Full time

Primary Location:

Van Buren Township Michigan United States

Primary Location Full Time Salary Range:

$49,900.00 - $65,100.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

May 12, 2026

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.