Commercial Credit Underwriting Portfolio Manager Team Leader

Overview Position Overview Responsible for managing team of Underwriting Portfolio Managers supporting the Commercial Bank including portfolio management, credit underwriting, and development and oversight of the team. Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management performance metrics for portfolio under purview. Team leader will manage a small, assigned portfolio. Responsibilities Recruit, hire, train, and oversee team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios. Ensure direct reports identify credit risks timely, while meeting high standard of accuracy and quality. Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards. Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have appropriate details to make timely and informative decisions on credit requests for existing and new customers. Manage a small portfolio of accounts, including underwriting, portfolio monitoring, and analyzing assigned portfolios. Monitor and ensure direct reports manage assigned portfolios within acceptable tolerances as well as any published KPIs/KRIs. Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview. Work with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Perform other related duties and projects as assigned. All employees have the responsibility and accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Qualifications Education: BA or BS Experience: 7 years of job-related experience Skills: Excellent management skills; Excellent communication skills, both written and verbal; Excellent organizational, analytical and interpersonal skills; Excellent customer service skills; Ability to use a personal computer and job-related software; MS Word - Basic; MS Excel - Intermediate; MS PowerPoint - Basic; Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices; Knowledge of commercial banking policies, procedures and government regulations Licenses/Certifications: N/A Relevant Details Physical Requirements / Work Conditions: Travel may be required on occasion Equal Employment Opportunity (EEO) It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace. FNB will not provide sponsorship for employment-based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered. #J-18808-Ljbffr F.N.B. Corporation