Production Underwriter

Job Description

About the Role

We are seeking an experienced Property & Casualty Binding Underwriter to evaluate, quote, and bind new and renewal business within delegated underwriting authority. This role is responsible for disciplined risk selection, profitable portfolio management, and strong agency relationships across the E&S marketplace.

Key Responsibilities

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• Underwrite and bind new and renewal submissions within assigned authority levels.
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• Evaluate risk characteristics, loss history, exposure data, and coverage needs to determine appropriate pricing and terms.
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• Manage a defined book of business to achieve growth, retention, and profitability targets.
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• Maintain strong relationships with wholesale brokers and agency partners to drive high‑quality submissions.
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• Prepare accurate quotes, indications, binders, and policy documentation with timely turnaround.
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• Ensure compliance with carrier guidelines, regulatory requirements, and internal audit standards.
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• Collaborate with claims, actuarial, and product teams to support underwriting decisions and portfolio strategy.
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• Monitor market trends, competitor activity, and emerging risks within the E&S casualty segment.
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• Participate in audits, file reviews, and continuous improvement initiatives.
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Qualifications

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• 5+ years of P&C underwriting experience
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• Experience working with wholesale brokers and MGAs.
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• Familiarity with rating methodologies, coverage forms, and underwriting guidelines.
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• Proficiency with underwriting systems, rating platforms, and Microsoft Office.
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• Strong analytical, negotiation, and communication skills.
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• Ability to manage multiple priorities and deliver accurate, timely work.
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• Professional designations (AU, CPCU, ARM) are a plus.
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Preferred Skills

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• Experience with small commercial or middle‑market casualty risks.
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• Knowledge of loss control reports, financial analysis, and claims trends.
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• Ability to work independently and make sound underwriting decisions.
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• Strong customer service mindset and relationship‑building skills
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