Commercial Loan Officer

Benefits:

401(k)

Dental insurance

Flexible schedule

Commercial Loan Officer

Location: Fort Collins, CO 80031

Employment Type: Full-Time

Work Model: Hybrid – Employees must be onsite at least 50% of the time over a two-week pay period

Summary:

The Commercial Loan Officer plays a key role in Elevations Credit Union’s growth strategy by soliciting, developing, and servicing a wide variety of commercial loans. This individual will act as a financial advisor and trusted partner to members and prospects, managing relationships throughout the entire loan process—from origination to closing and portfolio servicing.

Success in this role requires deep product knowledge, a proven ability to build and manage relationships, a robust personal loan portfolio, and the capacity to thrive in a sales-focused and community-oriented environment.

Essential Functions:

• Originate and service commercial loan relationships, including real estate, C&I, and SBA loans.

• Actively prospect and develop new business through networking, referral partnerships, and community engagement.

• Manage an existing commercial loan portfolio, ensuring high service levels, risk management, and relationship growth.

• Serve as a primary point of contact for commercial members during the entire loan process, maintaining proactive and transparent communication.

• Accurately collect and analyze loan applications, financial documents, and creditworthiness.

• Cross-sell appropriate credit union products and services to meet member needs and support financial wellness.

• Stay current with economic trends, market conditions, and regulatory changes affecting commercial lending.

• Collaborate with credit, underwriting, operations, and legal teams to ensure timely and effective loan processing.

• Represent Elevations Credit Union at business and community events to expand the credit union’s visibility and impact.

Required Skills, Education & Experience:

• Bachelor’s degree (or equivalent experience) in business, finance, economics, or a related field.

• 3–5 years of experience in commercial or business lending within a financial institution.

• Proven success in a sales and production role within the financial services industry.

• Strong knowledge of commercial lending products, services, underwriting practices, and regulations.

• Demonstrated experience managing an existing commercial loan portfolio.

• Excellent communication, interpersonal, and relationship-building skills.

• Strong analytical and financial acumen, with the ability to evaluate risk and structure sound credit deals.

Preferred Qualifications:

• Experience working at a credit union or community bank.

• Established referral sources and active participation in the local business community.

• Familiarity with SBA lending programs and government-guaranteed loan structures.

• Experience with CRM and commercial loan origination platforms.

Flexible work from home options available.