Director, Credit Risk Review

Director, Credit Risk Review – New York Collaboratively execute effective, credible challenge to the credit risk management practices of 1st and 2nd Lines of Defense (LoD). Responsibilities range from individual obligor and portfolio reviews to management of CRR teams as Reviewer-in-Charge (RIC). NYC‑Midtown presence required 3 days per week. Responsibilities Collaborate with the CRR HoD to implement and continuously evolve the strategic vision for the function, including the refinement of policies, frameworks, and methodologies. Promote a culture of collaboration, high performance, and continuous improvement through behavior and engagement. Balance collaborative engagement with credit risk managers and effect a credible challenge of practices. Develop and maintain credit risk management opinions that appropriately and successfully challenge the status quo. Perform Risk Assessments and Continuous Monitoring to review assigned portfolios, independently identifying the credit risk profile and anticipated changes, while evaluating compliance with internal policies and regulatory expectations. Develop and refine sector and/or product‑type expertise to support credibility of the CRR challenge to 1st and 2nd LoD credit risk managers. Execute Target Reviews/Examinations of individual obligors for alignment with bank credit risk standards, including accurate and timely credit risk rating designations. Act as Reviewer‑in‑Charge (RIC) to evaluate the work of CRR team members, ensuring high‑quality and consistent outputs and undertaking primary evaluations of credit exposures and portfolios as necessary. Initiate Issue Validation Reviews to evaluate the effectiveness of management’s remedial actions addressing CRR‑identified formal issues. Serve as a senior escalation point for complex or contentious reviews, providing balanced and well‑informed judgments. Lead or assist with special projects as needed (e.g., CRR enhancement, credit risk postmortem). Qualifications and Competencies Undergraduate degree. 12+ years of wholesale credit risk management experience. Extensive experience with assignment of U.S. bank regulatory risk ratings. Effective communication skills for presenting complex ideas to diverse stakeholders. Sector experience within Energy & Power (upstream, midstream, downstream, renewables, utilities) and at least one of the following industries or product types: Asset‑Based Lending, Asset Securitizations, Commercial Real Estate, Funds Finance, Leveraged Lending, Mining, & Project Finance. Demonstrated experience with effectively challenging decision makers. Collaborative mindset focused on problem‑solving and continuous improvement. Preferred: bank regulator/examiner experience; CRR team membership experience. Education: Graduate Degree or Chartered Financial Analyst Accreditation (preferred). Salary Range $216,000–273,000 (base salary only). Eligible for participation in a discretionary bonus program. Benefits Comprehensive health benefits, generous 401(k) plan, competitive paid time off, adoption, surrogacy, and fertility services, student debt assistance, and subsidies for commuting and fitness expenses. Equal Opportunity ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. #J-18808-Ljbffr ING Financial Services LLC