Senior Commercial Valuation Specialist

Job Title: Senior Commercial Valuation Specialist Job Description Summary The Senior Commercial Valuation Specialist is both licensed Certified General and designated by a professional appraiser organization and experienced in applying advanced appraisal methods to value the bank's most complex collateral types and valuation premises. The role involves all of the essential duties and responsibilities of a Commercial Valuation Specialist, though with focus on high value and complex appraisal review and validation. Essential Duties and Responsibilities Serve as job manager for appraisals to include vendor selection, engagement, tracking, review, revision and reconsideration of value handling, and internal communication regarding appraisal outcomes. Fulfill stringent client loan closing deadlines, which includes completing the related appraisal reviews and evaluation reviews, according to department service level agreements. Initiate new appraisal bids, facilitate appraiser engagement, actively manage all assigned jobs, and process all completed jobs according to department protocols. Communicate on a daily basis with Relationship Managers, Loan Coordinators, and staff regarding status of appraisal orders and the flow of appraisal related information. Ensure that all communication occurs within the YouConnect platform, and that Appraiser Independence Requirements are honored. Perform and certify assigned appraisal and evaluation reviews competently. Mediate appraisal related conflicts presented by Relationship Managers according to Reconsideration of Value (ROV) guidance. Engage in continuing education and industry news to remain current with regard to appraisal related regulations. Position may involve training and/or supervision of Junior Commercial Appraisal Specialist(s). Qualifications Deep understanding of USPAP (Uniform Standards of Professional Appraisal Practice), particularly with respect to Standards 3 and 4. Knowledge of Federal and state laws, FDIC regulation and guidance, and SBA appraisal requirements, related to appraisal and evaluation policy and practice. Demonstrated ability to work well with department counterparts, internal customers, external customers, and third‑party vendors. Strong oral and written communication skills, capable of translating complex appraisal terminology into layman's terms. Review disposition - technical and constructive, with an emphasis on education and problem‑solving. Flexibility required - must be able to multitask and provide service as needed, while also maintaining continuity of the review process. Supervisory Responsibilities Informal leadership amongst review team in support of associates with less knowledge and training. Education Bachelor's degree. Experience 10 years of field appraisal experience, or 5 years of commercial review experience within an FDIC regulated institution. Technology Proficient in Microsoft Office suite. Ability to engage YouConnect, an appraisal management technology platform. Certificates, Licenses and Registrations Appraisal industry designation (MAI, AI‑GRS, and/or ASA). Possess and maintain Certified General Appraiser license in good standing. Equal Opportunity Statement Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at View email address on click.appcast.io. Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please click HERE. #J-18808-Ljbffr Enterprise Bank & Trust