Residential Whole Loan Transaction Manager

Position Director, Residential Whole Loan Transaction Manager Location Whippany, NJ Setting Hybrid Reports to Director, Private Capital Travel Less than 10% The Opportunity MetLife Investment Management’s ("MIM") Private Capital Team is responsible for approximately $164 billion in total assets under management as of December 31, 2025, across Investment Grade Private Credit, Residential Whole Loans, Middle Market Private Capital and Private Equity. MIM manages assets on behalf of both affiliated and non‑affiliated institutional investors worldwide and offers exceptional access to investments across the private markets to all our clients due to its significant scale, long‑standing market relationships and sector expertise. As a Transaction Manager, you will apply your expertise across the full loan lifecycle, collaborating with a diverse group of internal and external stakeholders to drive seamless execution and deliver meaningful impact to our business. The Transaction Manager will play a key part in supporting the day‑to‑day operations of the Transaction Management team, ensuring a high level of quality control, and contributing to the effectiveness and growth of the platform. Key Responsibilities Manage the end‑to‑end lifecycle of purchasing closed residential mortgage loans, partnering closely with clients, sellers, due diligence providers, traders, legal teams, custodians, and servicers. Review and interpret third party due diligence findings, applying credit expertise and thought leadership to assess compliance, credit, collateral, valuation and title risks, and to drive informed loan‑level decision, including escalations, declines or repricing. Report key findings to Head of Transaction Management, senior leadership and sellers to navigate escalations and achieve risk‑aligned decisions. Lead efforts to expand due diligence profiles as needed, to enable a more comprehensive evaluation of credit risk and support sounds underwriting decisions. Oversee trade closing activities, including ownership of funding memos and coordination of all related legal documentation to ensure timely and accurate execution. Verify collateral documentation and requirements are satisfied both prior to and following settlement. Manage ongoing workflows and communication with third‑party vendors to ensure timely and accurate execution of deliverables. Required Qualifications Bachelor's degree in finance, Economics, Business, Mathematics or equivalent relevant experience. Strong knowledge of residential mortgage products, including GSE and private‑investor guidelines, near‑prime, Qualified Mortgage (QM) and Non‑QM standards. Minimum of five years of experience in residential lending, due diligence, or whole‑loan transactions. Demonstrated ability to interpret third‑party due diligence reports, identify potential risk areas, and ensure loan‑level compliance. Understanding of key residential lending regulations, including ATR/QM, TILA‑RESPA, and TRID. Experience in reviewing and analyzing residential appraisal reports and valuation tools to ensure appropriate value support. Working knowledge of residential title policies, collateral documentation and the ability to interpret findings to support sound credit and underwriting decisions. Preferred Qualifications Strong analytical judgment with the ability to synthesize information from multiple sources, reconcile discrepancies, and make sound credit decisions. Proven ability to multitask, prioritize, and manage deadlines in a fast‑paced environment. Excellent written and verbal communication skills, with strong listening and problem‑solving abilities. Exceptional organizational skills and attention to detail. Proficiency in Microsoft Excel and the full Microsoft Office suite. Professional demeanor and ability to collaborate effectively within a team. #J-18808-Ljbffr MetLife