Senior Software Engineer, Backend - Spend Product

About RipplingRippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds.Based in San Francisco, CA, Rippling has raised $1.4B+ from the world’s top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes.We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.About the Spend Product TeamWe build the system that gives companies real time visibility and control over every dollar they spend. Rippling Spend unifies corporate cards, reimbursements, procurement, bill pay, and travel into a single workflow that connects directly to accounting and payroll. Unlike point solutions that reconcile after the fact, we enforce policy, approvals, and accounting in real time. That lets finance teams operate proactively, and it creates a hard systems problem across payments, data consistency, permissions, and scale. If you like building deeply integrated platforms that replace fragmented tooling, this is the workWhat We BuildWe build the products that help companies control, automate, and gain real-time visibility into every way money moves through the business, from cards and expenses to bill pay and travel.Corporate Cards: Rippling Corporate Cards powers company spending through physical and virtual cards with built-in controls, configurable limits, and policy enforcement. For engineering candidates, it’s a chance to work on payments infrastructure, risk systems, authorization flows, and high-trust financial user experiences.Expense Management: Rippling Expense Management helps employees submit expenses and helps finance teams review, approve, and reimburse them in a streamlined workflow. From an engineering standpoint, it brings together policy engines, approvals, mobile and web experiences, and deep integrations with payroll and accounting systems.Bill Pay: Rippling Bill Pay gives companies a unified way to manage vendor invoices, approval chains, and outgoing payments. It’s a product area that combines document ingestion, workflow automation, financial operations, and money movement in a single system.Travel: Rippling Travel connects booking workflows with the rest of the spend stack so travel activity, approvals, and downstream reconciliation all live in one ecosystem. For engineers, it’s an opportunity to build across booking experiences, policy enforcement, compliance, and post-purchase spend workflows.Procurement: Rippling Procurement provides a centralized way for employees to request, approve, and manage purchases before money is spent. It brings together intake workflows, approval chains, vendor coordination, and purchase tracking into a single system. From an engineering perspective, it involves building flexible workflow engines, dynamic forms, vendor management systems, and deep integrations with bill pay, accounting, and policy enforcement to ensure spend is controlled from the very first request.Banking: Rippling Banking enables companies to store, move, and manage their money with built-in controls and real-time visibility. It brings together accounts, transfers, cash management, and reconciliation into a single system tightly integrated with the broader spend stack. From an engineering perspective, it spans ledgering systems, money movement rails, compliance and risk controls, and high-reliability infrastructure to ensure accuracy, security, and trust at scale.What you will doOwn the design and implementation of core backend services and APIs that power critical product capabilities and complex business logic.Ensure all systems are built for high-volume scale, reliability, and security, making strategic decisions about infrastructure and data integrity.Work seamlessly with product, frontend, and platform teams to translate feature goals into robust, high-performance technical solutions.Elevate the team's technical standards, lead code and design reviews, and mentor engineers on backend best practices.What you will need5+ years of experience in a production environment using Python, Go, or a similar high-scale backend language.Deep expertise in distributed systems architecture, data modeling, and performance optimization of relational databases.You have seen and contributed to systems operating at a significant technical and organizational scale.Strong understanding of CS/algorithms fundamentals and experience with complex project delivery.Exceptional communication skills with technical and cross-functional stakeholders.Additional InformationRippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email View email address on click.appcast.io highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role.This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here.A variety of factors are considered when determining someone’s compensation–including a candidate’s professional background, experience, and location. Final offer amounts may vary from the amounts listed below.