AML Analyst

AML Analyst

Location: Mount Laurel, NJ

Onsite Flexibility: Hybrid - currently 100% remote with potential to move to in-office; candidates must be within commuting distance to a TD office location

Contract Details

• Position Type: Contract
• Contract Duration: 4 months (extension possible based on business needs and performance; conversion to permanent possible based on business needs and performance)
• Pay Rate: $28.00-$35.00 / Hour (USD)
• Shift / Schedule: Monday-Friday, core business hours - 40 hours per week, 8 hours per day; overtime available
• Travel Requirements: Not required
• Work Authorization: Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Job Summary

An Anti-Money Laundering (AML) Analyst investigates and monitors financial transactions to detect and prevent money laundering, terrorist financing, and other financial crimes. They analyze data, conduct investigations, and ensure compliance with AML regulations and policies, ultimately helping to maintain the integrity of the financial system. This is an entry-level role suited to candidates with 0-2 years of experience, including co-op or internship experience. The team consists of 8 people with a very collaborative culture, spending approximately 30 minutes per day in meetings, and interacting primarily with internal stakeholders. The contractor will have access to customer data.

Key Responsibilities

• Transaction Monitoring: Reviewing a wide range of financial transactions for suspicious activity
• Investigation: Investigating potential cases of money laundering and other financial crimes; creating and maintaining case files to investigate suspicious activity
• Compliance: Ensuring compliance with AML regulations and policies
• Reporting: Reporting findings to regulatory authorities when necessary; preparing and filing Suspicious Activity Reports (SARs)
• Due Diligence: Conducting customer due diligence (CDD) and Know Your Customer (KYC) checks
• Documentation: Creating and maintaining records of investigation activities and findings; gathering and analyzing documents to assist in identifying suspicious transaction patterns
• Training: Participating in and leading AML compliance training
• Staying Updated: Staying informed about emerging threats and trends in financial crime
• Collaboration: Working with other teams, including law enforcement and compliance officers
• Reviewing daily transaction reports for signs of unusual or out-of-the-ordinary customer activity
• Performing periodic reviews of high-risk customers

Required Skills

• Excellent written and verbal communication skills to communicate findings and recommendations
• Strong analytical and problem-solving skills for identifying patterns and trends in financial transactions
• Careful attention to detail for accurately analyzing data and identifying suspicious activities
• Adaptability and flexibility
• Basic computer skills - Microsoft Windows, etc.
• Must be comfortable working with high volumes (e.g., multiple events in a case - 425 events or 100 cases)
• Ability to work independently
• Must be adaptable to change

Preferred Skills

• MS Office knowledge
• AML knowledge
• Banking, financial, or customer service experience
• AML certifications
• Background in banking

Education Requirements

• High School Diploma or GED required
• Post-secondary education is an asset

Required Experience

• 0-2 years of experience within a Business Analyst role; internship or co-op experience considered

Nice-to-Have Experience

• Experience in banking, financial services, or customer service

Work Environment / Physical Requirements

• Performance is measured against SLAs and KPIs - daily goal number for cases and quality control (amount of work completed, accuracy, etc.)
• Potential to be cross-trained into other departments
• Currently remote but could transition to in-office; candidates must be within commuting distance to a TD office location (Mount Laurel, NJ; Wilmington, DE; Jacksonville, FL; Fort Lauderdale, FL; Lewiston, ME; Portland, ME; Charlotte, NC; Greenville, SC; Boston, MA; Washington/Vienna, VA; New York, NY)
• Rotation: Not required

Important Notes

• This is an entry-level role; candidates who are overqualified or have deep investigative backgrounds may not be a fit, as the role does not require formal investigations
• Candidates with a pattern of job hopping (no longevity) or without a High School Diploma or GED will be disqualified from consideration
• TD onboarding and additional training on systems will be provided during the training period

Benefits

• Medical, Vision, and Dental Insurance Plans
• 401k Retirement Fund

About the Client

This client is a leading financial services and banking institution operating across major markets in the United States, with hub locations spanning New Jersey, Delaware, Florida, Maine, North Carolina, South Carolina, Massachusetts, Virginia, and New York. With a team-oriented and collaborative work culture, the organization employs AML analysts, compliance officers, business analysts, and financial crime investigators, and maintains a strong emphasis on long-term growth, regulatory integrity, and performance excellence.

About GTT

GTT is a minority-owned staffing firm and a subsidiary of Chenega Corporation, a Native American-owned company in Alaska. We highly value diverse and inclusive workplaces and support Fortune 500 organizations across banking, financial services, technology, life sciences, biotech, utilities, and retail sectors throughout the U.S. and Canada.

Job Number: 26-09402 Industry: Data & Analytics

#LI-Hybrid