Senior Credit Risk Analyst

Senior Credit Risk Analyst

The Senior Credit Risk Analyst at Southeast Toyota Finance will be crucial in managing and controlling Retail and Lease lending risk. This job involves detailed analysis, monitoring credit risk, and working collaboratively to improve our strategies and automate processes.

Responsibilities:

• Participate in creating solutions to effectively manage, monitor, and control the risk of Retail and Lease lending
• Conduct analyses, monitor metrics, and provide information regarding the credit risk of the originations and portfolio trends
• Collaborate on identifying opportunities for increased automation and efficiency within originations and collections management systems
• Develop, research, and present strategy enhancements to various internal parties
• Produce monthly and ad hoc reporting, interpreting the trends, and explaining the key risk drivers
• Work with the team to ensure successful deployments of strategy changes, including developing test plans, participating in department systems testing/UAT cycles, and completing post-production validations
• Utilize project management concepts and processes
• Document key processes and strategy changes

Qualifications:

• Bachelor's degree in Finance, Business, or a related field
• Proven experience in credit risk management, credit analysis, or a similar role
• Strong analytical and problem-solving skills
• Proficiency in SAS, SQL, or similar data analysis tools and software is required
• Experience with Power BI and similar software is required
• Excellent communication and collaboration skills
• Experience with project management concepts and processes
• Attention to detail and the ability to document processes effectively

This job description may not be inclusive of all assigned duties, responsibilities, or aspects of the job described, and may be amended at any time at the sole discretion of JM Family. All work arrangements are subject to associate performance, business need and manager discretion, and may be revised as necessary.

JM FAMILY IS PROUD TO BE AN EQUAL OPPORTUNITY EMPLOYER

JM Family Enterprises, Inc. is an Equal Employment Opportunity employer. We are committed to recruiting, hiring, retaining, and promoting qualified associates without regard to age, race, religion, color, gender, sex (including pregnancy, childbirth and related medical conditions), sexual orientation, gender identity, gender expression, mental or physical disability, national origin, marital status, citizenship, military status, genetic information, veteran status, or any other characteristic protected by federal, state, provincial, or local law.

DISABILITY ACCOMMODATIONS

If you have a disability and require a reasonable accommodation to complete the job application process, please contact JM Family's Talent Acquisition department at View email address on click.appcast.io for assistance. If you have an accommodation request for one of our recruiting events, please notify us at least 72 hours prior so that we may provide assistance.