BSA/AML Analyst I

The Anti‑Money Laundering Group protects the bank from being exploited for laundering money or financing terrorism by designing and overseeing a system of controls to detect and report this activity. This team oversees the bank's compliance with requirements set forth in the Bank Secrecy Act (BSA) and the USA Patriot Act (USAPA) as well as sanctions set by the Office of Foreign Asset Control (OFAC). Responsibilities Perform customer relationship reviews based on new account opening, higher risk attributes, or other relationships identified by the EDD Manager or BSA/AML Officer. Prepare clear and concise dispositions on daily alerts and prepare reports that detail the customer relationship and a statement of BSA/AML risk associated with that relationship. Qualifications Associate degree or two years of industry‑relevant experience (defined as financial institution positions with frontline, customer contact, operational, compliance, or fraud investigation nature). Bonus: Knowledge of UMB core system navigation and AML surveillance system navigation. Compensation Ranges US Employees in California, Washington DC, New Jersey, and New York: $41,060 - $59,760 US Employees in Colorado, Connecticut, Delaware, Illinois, Massachusetts, Maryland, Minnesota, Pennsylvania, Rhode Island, Texas, Washington, and Wisconsin: $37,490 - $54,700 US Employees in all other states: $33,920 - $49,650 Benefits Paid Time Off 401(k) matching program Annual incentive pay Paid holidays Medical, dental, vision, and other insurance coverage Health savings, flexible spending, and dependent care accounts Adoption assistance Employee assistance program Fitness reimbursement Tuition reimbursement Associate wellbeing program Associate emergency fund Various associate banking benefits EEO & Disability Accommodation UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e‑mail to View email address on click.appcast.io to let us know the nature of your request. #J-18808-Ljbffr UMB Financial Corporation