Manager, Risk

Overview

As our Manager, Risk, you’ll help drive Concora Credit’s Mission to enable customers to Do More with Credit – every single day.

The impact you’ll have at Concora Credit:

The Manager of Risk – General Purpose will own the structure and functions related to credit risk assessment for Concora Credit, the General Purpose credit business. This role will manage the general purpose credit risk policy and reporting. This position will play a critical role in striking the necessary balance between responsible credit risk management while supporting the overall growth of the organization.

We hire people, not positions. That's because, at Concora Credit, we put people first, including our customers, partners, and Team Members. Concora Credit is guided by a single purpose: to help non-prime customers do more with credit. Today, we have helped millions of customers access credit. Our industry leadership, resilience, and willingness to adapt ensure we can help our partners responsibly say yes to millions more. As a company grounded in entrepreneurship, we're looking to expand our team and are looking for people who foster innovation, strive to make an impact, and want to Do More! We’re an established company with over 20 years of experience, but now we’re taking things to the next level. We're seeking someone who wants to impact the business and play a pivotal role in leading the charge for change.

Responsibilities

As our Manager, Risk, you will:

• Lead the second line of defense to cover all lending credit risk management for the General Purpose segment.
• Develop and implement risk management policies and procedures.
• Partner with risk leadership and IT to drive improvements across the organization.
• Work closely with the Data Science team to refine and implement new models.
• Contribute to system implementation projects in the credit risk space by providing requirements and design inputs, particularly regarding credit risk recognition and measurement.
• Evaluate credit policy on an ongoing basis and continuously optimize it.
• Provide coaching and motivate a team of analysts.
• Own the management of our credit policy

These duties must be performed with or without reasonable accommodation.

We know experience comes in many forms and that many skills are transferable. If your experience is close to what we're looking for, consider applying. Diversity has made us the entrepreneurial and innovative company that we are today.

Qualifications

Requirements:

• 5 years of credit and consumer lending experience with at least 3 years of experience within a credit card segment. Has managed risk for a portfolio of $100MM+ of assets.
• Bachelor’s degree or equivalent experience. Advanced degree in Statistics, Econometrics, Mathematics, Engineering, Financial Engineering, Operations Research, Physics, or Technology preferred.
• Successful in implementing a credit risk management function. Has built or rebuilt the organization, infrastructure, processes, and systems/tools to be best in class.
• Demonstrated success in delivering business value through measures and analysis.
• Exceptional analytical skills, including modeling, scenario planning, fiscal management, strategic agility, and risk/return analysis.
• Exceptional interpersonal and communication skills.
• Proven ability to balance a long-range, strategic leadership approach with near-term, detailed, day-to-day risk imperatives.
• Experience in a dynamic, changing, and often ambiguous environment.
• Ability to influence strong interpersonal and communication skills, especially when interacting with Senior Leaders.
• Demonstrated focus on driving change and a sense of urgency.

What’s In It For You:

• Medical, Dental and Vision insurance for you and your family
• Relax and recharge with Paid Time Off (PTO)
• 6 company-observed paid holidays, plus 3 paid floating holidays
• 401k (after 90 days) plus employer match up to 4%
• Pet Insurance for your furry family members
• Wellness perks including onsite fitness equipment at both locations, EAP, and access to the Headspace App
• We invest in your future through Tuition Reimbursement
• Save on taxes with Flexible Spending Accounts
• Peace of mind with Life and AD&D Insurance
• Protect yourself with company-paid Long-Term Disability and voluntary Short-Term Disability

Concora Credit provides equal employment opportunities to all Team Members and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Employment-based visa sponsorship is not available for this role.

Concora Credit is an equal opportunity employer (EEO).

Please see the Concora Credit Privacy Policy for more information on how Concora Credit processes your personal information during the recruitment process and, if applicable, based on your location, how you can exercise your privacy rights. If you have questions about this privacy notice or need to contact us in connection with your personal data, including any requests to exercise your legal rights referred to at the end of this notice, please contact View email address on click.appcast.io.