Senior Risk Consultant - Property

Crum & Forster Company Overview

Crum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best.

Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work® Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.

C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website:

Job Description

C&F’s Commercial Lines division delivers specialized insurance solutions for mid-sized and large businesses across a broad range of commercial exposures, management liabilities, and industry segments.

Our portfolio includes tailored coverage solutions for General Liability, Commercial Auto, Workers’ Compensation, Property, and Excess Liability, as well as Financial Lines products such as Management Liability, Professional Liability, Cyber, Crime, and Fidelity.

With more than 700 employees across the United States, Commercial Lines combines deep underwriting expertise, disciplined risk selection, and the strength of C&F’s national platform. We work closely with our customers and distribution partners to provide responsive service, thoughtful risk solutions, and the confidence to navigate complex business challenges.

If you are experienced in multi-line insurance loss prevention, especially skilled in Property risk evaluation and mitigation, and seeking an advanced position, this may be the opportunity you have been seeking! Contribution to Team results and synergy are key business objectives at C & F which has been recognized as one of the “Best Places to Work” by Business Insurance.

Crum & Forster is a multi-line commercial insurance carrier based in Morristown, NJ. A Southeast Senior or Executive Risk Engineering Property/Casualty Consultant with strong property skills is being sought to provide Middle Market/Risk Management on site prospective and renewal surveys, as well as service to existing clients. Work is expected to be spread throughout the Southeast region so some weekly travel may be required. Middle Market book growth goals require fast Risk Engineering response to on site and remote work requests. This unique opportunity emphasizes solid Property expertise, average Casualty expertise, diplomacy, excellent communication skills, and positive collaboration with the internal underwriting and claims teams for the achievement of C & F growth, profitability and loss containment goals. C & F Risk Engineering develops and implements client service plans and supports client NFPA and OSHA compliance with focused risk improvement recommendations, so consultative skills are critically important. This position presents a great opportunity to shape and market the C & F Risk Engineering footprint and service portfolio with a future promotional career path.

A company car accompanies the position. Job assignments are divided between remote desktop and telephone surveys and on site field work. Fieldwork radius ranges from daily drivable distances with one to three overnight trips (auto or flight) monthly to large accounts and prospect locations. Atlanta area residency will support reduced airplane travel for workload. C & F Risk Engineers are considered to be a C & F marketing advantage so there will be some joint visits/meeting with Underwriting. The report platform in use is LC 360.

Minimum requirements include:

• 6+ plus years of relevant experience
• Bachelor’s degree or equivalent experience in a related discipline
• CSP/CFPS Certification preferred
• Familiarity with usage and applications of NFPA codes and standards
• NLE and MFL calculations and sprinkler system hydraulic design
• Special hazards Property risk mitigation expertise
• Property conservation/service consultation
• Liability, auto liability, and workers’ compensation experience
• Loss analysis skills
• Presentation skills

What C&F will bring to you

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $71,300 to a maximum of $134,000. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

• Flexible work arrangements.
• Company car provided.
• Competitive compensation package.
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
• A dynamic, ambitious, fun and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.

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