Credit Application Analyst

About Us Deluxe Merchant Services+ is an industry‑leading full‑service payment processing company that accepts a wide range of payment methods, simplifies PCI compliance, and deposits money in your bank account while delivering a smooth checkout experience. We provide partners and merchants with powerful in‑store, online, and mobile payment solutions backed by the latest payment security and superior customer service. Responsibilities Review merchant applications to determine if they are an acceptable risk in accordance with Credit Policy. Oversee and maintain departmental spreadsheets in Excel, generating reports from the data collected. Call or fax bank and trade references to verify credit applications, apply that information to the decision, and inform relevant departments and customers of the outcome and supporting factors. Basic Qualifications Bachelor’s degree in a related field with 0 years of experience, or a high school diploma/GED with 4 years of experience. Must be 18 years of age or older. PC literate with proficiency in general Microsoft Office applications, especially Excel. Accurate data entry and 10‑key skills. Ability to analyze issues, combine information into key points, and make recommendations for policy/action. Preferred Qualifications Bachelor’s degree and experience in credit assessment. Professional phone demeanor and strong problem‑solving skills. Excellent time‑management to handle multiple projects and meet deadlines. Exceptional mathematical skills for calculating discounts, percentages, interests, commissions, and proportions. Strong analytical skills: define problems, collect and research data, establish facts, draw valid conclusions, and interpret technical instructions within complex diagrams and variables. Proficient in reading, analyzing, and utilizing information from business periodicals, professional journals, technical manuals/procedures, and credit reports. Effective written and oral communication skills for developing and delivering reports, procedures, and daily correspondence with vendors, peers, and upper‑level management. Benefits Healthcare (Medical, Dental, Vision) Paid Time Off, Volunteer Time Off, and Holidays Employer‑Matched Retirement Plan Employee Stock Purchase Plan Short‑Term and Long‑Term Disability Infertility Treatment, Adoption and Surrogacy Assistance Tuition Reimbursement Equity and Inclusion Statement Deluxe Corporation is an Equal Employment Opportunity employer: All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, disability, sex, age, ethno‑national origin, marital status, sexual orientation, gender identity or presentation, pregnancy, genetics, veteran status or any other status protected by state or federal law. Please view the electronic EEO is the Law Poster as part of the application process. Reasonable Accommodation Reasonable Accommodation for Job Seekers with a Disability: If you require accommodation in completing this application, interviewing, completing any pre‑employment testing, or otherwise participating in the employee selection process, please direct your inquiries to View email address on click.appcast.io. #J-18808-Ljbffr First American Payments Systems, L.P.