Senior Underwriter, Reinsurance Property Treaty

Senior Reinsurance Underwriter - Property Treaty

Stamford | Hartford | New York

As a Senior Reinsurance Underwriter for Property Treaty, you will, under direction of the Manager and in accordance with established procedures and underwriting authority: underwrite and maintain/service profitable new and renewal business exercising self-supported judgment based on comprehensive analysis of reinsurance submissions including terms, conditions and coverage intent; increase our visibility and market share in the Property Treaty arena via targeted marketing activities; be dedicated to maximizing the efficiency of the group and providing quality service to internal and external customers.

Whatyou’ll be doing

What will your essential responsibilities include?

Underwriting

• Underwrite terms and conditions of new and renewal accounts by collecting, reviewing, and analyzing account information in conjunction with proper risk assessment in line with risk appetite
• Gain proficiency with our internal pricing and modeling tools in order to establish appropriate pricing options on accounts in various structures and lines of business
• Negotiate competently with brokers and clients, providing constructive feedback and offering alternative risk solutions when needed
• Make presentations to senior management on larger accounts outside of underwriting authority with ability to articulate and support thought processes in a clear, cohesive and succinct manner
• Execute strategic underwriting plans aligned with premium and profitability objectives and service excellence
• Effectively communicate with Underwriting, Actuarial, Legal, Accounting and Underwriting Service Departments on issues that involve pricing, contract wording, premium and loss bookings as well as claims to ensure profitability of accounts and compliance with corporate guidelines
• Develop, maintain and service a profitable book of business; participate in customer account renewal meetings and underwrite audits; and provide top quality customer service to brokers and cedants.

Business Development

• Work closely with the Manager in the execution of strategy and business development activities including but not limited to: identification of key brokers and markets; planning and participation in marketing activities/events with clients and brokers as well as attending targeted industry conventions; completion and implementation of action plans from marketing activities; accompany other Property Treaty underwriters on broker/client visits as needed; and play an important role in the growth and visibility of the Team in the Property Treaty space.

Collaboration

• Work effectively in a team setting; contribute to the creation and sustenance of a high-performance team by embracing and understanding department and business unit goals
• Recognize broader relationships on accounts within reinsurance outside of US Property Treaty when assessing risks and communicating accordingly and take initiative on cross selling opportunities with other departments and lines of business
• Contribute to and implement actions to improve performance and efficiency
• Actively network with industry peers to keep current on market dynamics

Other Responsibilities

• Perform other related duties including general administration of department affairs
• Complete special projects and other functions, as required

You will report directly to the Head of Property Treaty.

What you will BRING

We’re looking for someone who has these abilities and skills:

• Bachelor of Art or Bachelor of Science degree in Business, Management, Finance or related field from an accredited college/university
• Extensive relevant experience as an underwriter, treaty or facultative reinsurance preferred
• Professional qualifications (ARe, CPCU, etc.) preferred
• Excellent understanding of reinsurance markets, placement structures and underwriting approaches
• Experience and established relationships with both large and boutique reinsurance brokers/broking firms as well as having well developed network of ceding company contacts, a plus
• Significant experience in the rating and analysis of pro rata and excess loss business
• Proven knowledge of reinsurance contracts and associated market practices
• Math aptitude and strong PC skills
• In depth knowledge and understanding of external rating and exposure models including but not limited to RMS and AIR
• Core Competencies : Underwriter must be detail oriented and accurate; have demonstrated organizational skills and flexibility; have excellent verbal and written communication skills as well as interpersonal skills; ability to present to customers and clients in a confident and effective manner; have the ability to apply creative, analytical and mathematical skills to problem-solving; have the ability to work without supervision and take initiative without being prompted; have excellent customer focus, responsiveness and multi-tasking abilities; be team-oriented and appreciate cross functional interdependencies; have a consistent commitment to excellence and strong leadership skills; and have the ability to work in a fast paced environment and respond quickly and intelligently on accounts and issues without direction.

Who WE are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business - property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com.

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides enterprising compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future.

Our Pillars:

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action : We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD 107,600-$209,100.

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as an enterprising retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.