Credit Analyst

Seeking a Credit Analyst to join a growing team in Miami. You will be responsible for analyzing and assessing the creditworthiness of our clients. You will work closely with our relationship managers to evaluate credit applications and provide recommendations on credit decisions. You will also monitor existing credit relationships to ensure compliance with credit policies and procedures.

Key Responsibilities:

• Assess credit applications from individuals, businesses, and corporations, ensuring compliance with bank policies and regulations
• Review financial statements, balance sheets, income statements, tax returns and other financial data to determine the creditworthiness of loan applicants
• Identify potential risks and provide recommendations to minimize credit losses
• Conduct in-depth analysis of customer financial information and credit reports to establish credit limits and terms
• Maintain accurate records of credit assessments, reports, and recommendations
• Interact with clients and stakeholders to gather additional information or to explain the bank's policies and procedures regarding credit products
• Monitor credit risk exposure and provide regular credit risk management reports to the management and stakeholders

Requirements:

• Bachelor's degree in finance, economics or accounting
• 5+ years of experience in a credit analysis role in the banking, financial services, or related industry
• Strong analytical skills with excellent attention to detail
• Firm understanding of financial analysis and financial statement interpretation
• Experience dealing with clients, stakeholders, and regulatory agencies
• Ability to prioritize work, meet deadlines, and work under pressure
• Excellent communication and interpersonal skills
• Proficient in Microsoft Office applications and other financial analysis tools

Ascendo is a certified minority owned staffing firm, and we welcome and celebrate diversity. Ascendo is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex (including pregnancy and gender identity), national origin, political affiliation, sexual orientation, marital status, disability, genetic information, age, parental status, military service or any other characteristic protected by federal, state or local law.