Senior/AVP Property Risk Consultant

ABOUT US

At HUB International, we are a team of entrepreneurs. We believe in empowering our clients, and we do so by protecting businesses and individuals in our local communities. We help businesses evaluate their risks and develop solutions tailored to their needs. We believe in empowering our employees. As a global firm, we offer employees resources in both technology and industry expertise, but we still maintain the local flavor of our offices. Our structure enables our teams to maintain their own unique, regional culture while leveraging support and resources from our corporate centers of excellence.

HUB is one of the largest global insurance and employee benefits broker, providing a boundaryless array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. With over 20,000 employees in more than 600 offices throughout North America, HUB has grown substantially, in part due to our industry leading success in mergers and acquisitions.

Who We Are

Vision: To be everywhere risk exists - today and tomorrow. Helping protect what matters most.

Mission: To protect and support the aspirations of individuals, families, and businesses. To empower our employees to learn, grow and make a difference in their communities.

Values: Entrepreneurship. Integrity. Teamwork. Accountability. Service.

When you partner with HUB, you're at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy - so your clients are ready for tomorrow.

About the Role

HUB International's Risk Services Division partners with clients across manufacturing, industrial, and commercial sectors to turn property risk into a managed, insurable asset. As a Senior Property Risk Consultant based in California, you will be HUB's subject matter authority on Highly Protected Risk (HPR) property - conducting engineering-level assessments, developing risk improvement strategies, and advocating for clients with the world's leading property carriers.

You'll work across a diverse portfolio of accounts - including facilities exceeding $1 billion in total property value - where your technical depth, carrier relationships, and consulting instincts will directly shape client outcomes. This is a high-autonomy, senior individual contributor role backed by the resources of one of the world's largest insurance organizations.

Travel: Estimated 25-30% overnight travel across California and the broader region.

Primary Responsibilities

HPR Property Risk Assessment

• Conduct comprehensive property risk surveys based on Highly Protected Risk (HPR) standards - evaluating construction, occupancy, processes, fire protection systems, human element programs, and site exposures to support insurance placement and risk profile improvement.

• Assess facilities across manufacturing, industrial, and commercial occupancies with particular focus on fire suppression systems, roof and building construction classification, electrical hazards, and process controls.

• Evaluate natural hazard exposures - including flood, wind, hail, and seismic risk - and conduct natural catastrophe assessments; articulate nat cat risk from site-level observations and, where applicable, from modeling technology.

• Prepare detailed property risk reports and engineering narratives suitable for carrier submission, client executive review, and underwriter negotiation.

• Conduct loss analysis and trending to identify client focus areas and inform prioritized risk improvement programs.

Carrier Engagement & Underwriting Support

• Serve as the technical liaison between clients and major property carriers- advocating for favorable risk recognition based on documented improvements and HPR-aligned controls.

• Review and interpret carrier loss prevention reports; advise clients on recommended vs. required items and negotiate timelines and outcomes where appropriate.

• Develop and present property risk narratives and improvement roadmaps that strengthen underwriting submissions and support renewal negotiations.

• Provide oversight of insurance carrier loss control activities and assessments on the client's behalf.

Client Advisory & Service Plan Management

• Build trusted, long-term advisory relationships with client risk managers, operations leaders, and facilities teams across a diverse regional portfolio.

• Develop and implement strategic, customized client risk control service plans - tracking progress against milestones and demonstrating measurable value to client stakeholders.

• Consult with clients to understand their operational needs, risk objectives, and capital priorities; advise on best practices in property risk mitigation and safety management.

• Assist in implementation of property risk management best practices using sound project management and consulting disciplines.

• Conduct management and employee training sessions on property risk topics for clients as needed.

Business Development & Team Collaboration

• Support HUB producers and account service teams in the region - participating in prospect presentations and articulating the value of property risk consulting to prospective clients.

• Identify and develop consulting opportunities, including pre-acquisition property assessments, COPE data verification, and property improvement program development.

• Develop and manage relationships with insurance carrier and vendor partners to expand service capabilities for clients.

• Contribute to special projects and divisional knowledge-sharing initiatives.

Requirements

• 10+ years of experience as a property risk or loss control consultant in an insurance brokerage, carrier loss prevention, or property risk consulting environment - or as an engineering/safety manager in a relevant industry.

• Bachelor's degree in Fire Protection Engineering, Mechanical Engineering, or a related technical field.

• Expert working knowledge of NFPA standards, FM Global data sheets, and applicable building codes.

• Demonstrated experience conducting property risk assessments and providing consultation related to HPR underwriting requirements.

• Experience on technically complex accounts, including facilities with total property values in excess of $1 billion.

• Willingness and ability to travel approximately 25-30% overnight across California and the broader region.

• Valid driver's license and reliable transportation.

Preferred Qualifications

• Direct experience as a field engineer or loss prevention consultant.

• Experience with natural catastrophe exposure assessment and familiarity with Nat Cat modeling tools and platforms.

• Experience with global property exposures and international regulatory environments.

• Manufacturing sector experience, including food & beverage, metal fabrication, plastics, chemical processing, or similar industrial occupancies.

• Knowledge of local fire codes, building department requirements, and regional Nat Cat exposures (wind, hail, flood).

• Completion or active progress toward professional designations: CFPS (Certified Fire Protection Specialist), PE, ARM, or equivalent.

• Experience supporting commercial property underwriting submissions.

• Familiarity with business interruption exposure analysis, supply chain risk, and equipment breakdown coverages.

Compensation & Benefits

HUB will offer competitive compensation and benefits package commensurate with the candidate's experience and qualifications.

Join Our Team:

Do you believe in the power of innovation, collaboration, and transformation? Do you thrive in a supportive and client focused work environment? Are you looking for an opportunity to help build and drive change in a rapidly growing and evolving organization? When you join HUB, you will be part of a community of learners and doers focused on helping our leaders maximize the potential of their employees.

The expected salary range for this position is $125,000- $175,000 and will be impacted by factors such as the successful candidate's skills, experience and working location, as well as the specific position's business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HAS and 401(k) accounts, paid-time-off benefits such as vacation, sick, personal, floating holidays and company holidays. In addition, eligible annual bonuses, equity and commissions may be available for some positions.

Department Risk Management & Loss Control

Required Experience: 7-10 years of relevant experience

Required Travel: Up to 25%

Required Education: Bachelor's degree (4-year degree)

HUB International Limited is an equal opportunity employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations.

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