Loan Funder/Post-Closer

Job Details Location TX - Parmer HQ - Austin, TX 72727 Position Type Full Time Education Level High School Salary Range $20.67 - $23.08 Hourly Job Category Real Estate Lending - Operations As a growing, tech‑focused credit union, Amplify Credit Union delivers value to our members through our products and community impact. Amplify is named a Top Workplace by the Austin American‑Statesman for seven consecutive years and is the only full‑service financial institution that does not charge deposit fees. We are looking for teammates inspired by our mission and ready to grow their careers. Responsibilities Delivers prescribed list of executed closing documents to servicing department within 24 hours of funding Manages personal pipeline of assigned loans to ensure loan is progressing in necessary manner to disburse as scheduled and within prescribed service level agreements Ensures all prior‑to‑funding underwriting conditions are met with accuracy prior to authorizing disbursement Prepares wire requests for mortgage loan funding Manages pipeline of funded loans to ensure original closed loan packages are received within required deadline from title agencies and/or Notary Public Reviews documents and data entered into Loan Operating System for data integrity and uniformity Prepares Post Consummation Closing Disclosure and delivers to the member(s) in accordance with program guidelines, Underwriting conditions, and TRID requirements Audits executed loan packages for loans targeted to the Secondary market and received from title to confirm they meet ACU policies and procedures as well as Agency requirements (when applicable) Assists with rectifying deficiencies needed to complete sale of loans and necessary to receive loan guaranty with government entities Retrieves missing or corrected documents from internal Loan Origination or Operations employees, settlement agents, or insurance companies to resolve outstanding deficiencies Audits government binder documents according to HUD/VA agency guidelines Remits premiums to FHA and VA within time limits to avoid late fees being assessed Scans closed loan packages and trailing documents into the loan origination system in a neat, orderly fashion Manages final documents report and at appropriate intervals, requests outstanding trailing documents (i.e., recorded deeds, Title Policies, etc.) from title agencies Achieves minimal turn times in delivery of trailing documents to secondary market investors Facilitates recording of documents related to Home Equity loans Sends monthly production report and loan selections to Quality Control Vendor Collects and archives all critical documentation prepared or required for accurate representation of the complete loan file and delivers to the Records Department Logs in/out Original Notes to applicable Collateral Management record keeping and places the original note into the appropriate fireproof cabinet upon receipt; compiles closed loan forms specific to targeted investor and facilitates shipping of required documents to investor Disburses revolving account payoffs, taxes, and insurance premium payments when applicable for Home Equity loans Provides notary services for completion of real estate mortgage loan documents Completes required monthly training courses as assigned Stays abreast of internal lending policies, practices, guidelines, lending systems, and products Upholds credit union policies and procedures and champions organizational culture both internally and externally Qualifications High school diploma or GED. Bachelor’s degree in business or related field preferred. Minimum of 3 years of recent mortgage lending experience required; experience in funding and post‑closing preferred. Proficiency in reviewing Automated Underwriting Systems findings required. Certificates, Licenses, Registration Must be bondable. Active Notary in Texas preferred. If Notary is not active, applicant must be willing to apply within 60 days of employment. Software and Equipment Requirements Knowledge and efficiency with a personal computer, Microsoft Office Outlook, Microsoft Word and Excel, and Adobe Acrobat. 10‑key calculator, copy machine, fax, scanner, and telephone. Prior experience with FSP and Encompass360 Bankers Edition is preferred but not necessary. Must have reliable internet access of 50MBPS. Other Qualifications Willingness to work overtime when required. Knowledge of sales of mortgage loans into the secondary market. Knowledge of Texas Constitution requirements as they pertain to Home Equity real estate financing. Knowledge of investor delivery requirements and reconciliation. Knowledge of HUD and VA guidelines preferred. Knowledge of RESPA/TILA policies. Excellent time‑management skills, written and verbal communication, high level of attention to detail, and strong judgment for quick decisions. Professional and personable disposition to members and staff; self‑motivated and able to handle daily routine with moderate freedom. Comfortable in a production‑driven role and able to meet assigned goals. Working knowledge of credit union products, policies, and applicable regulations including Credit Union Act, NCUA regulations, HMDA, RegulationZ, RegulationB, FNMA, FHA, and VA rules and processes. Benefits Medical, Dental, and 401(k) programs for team members. Customized volunteer opportunities with SaintLouiseHouse. Additional paid time off for volunteer‑related activities. Undergraduate and graduate tuition benefits for eligible full‑time and part‑time team members. Pay This role offers base pay of $20.67‑$23.08 plus a monthly incentive and benefits including a 401(k) with a company match of 100% on the first 5% contributed. Equal Employment Opportunity Amplify is an Equal Employment Opportunity Employer, seeking people from all backgrounds, life experiences, and world views. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job. #J-18808-Ljbffr Amplify Credit Union