Actuary

Junior ActuaryCurative is reimagining health insurance - with straightforward pricing and $0 out of pocket costs with a baseline visit. Help us create a better healthcare experience for our members by making it easy & intuitive for them to access the care they need. We are seeking a Junior Actuary to support Curative's pricing and portfolio strategy team. This will be a unique actuarial role combining traditional actuarial responsibilities (i.e., data science, experience studies, pricing) with operational and strategic ownership (interaction and ownership of key matrix relationships with sales, account management, underwriting, and operational executives). This role will be a key contributor to the broader company as Curative expands and grows. This is a great opportunity for a recent college graduate to kickstart their career in actuarial science. In this role, you will assist with data analysis, pricing support, and portfolio management while gaining valuable hands-on experience. You will collaborate closely with other teams, such as Sales, Account Management, Underwriting, and Operations, to help drive Curative's growth and success.This role is in Austin, TXPrimary ResponsibilitiesAssist with developing pricing strategies to support growth and profitability goalsCollaborate with senior actuaries to refine underwriting guidelines and proceduresAnalyze Curative data (e.g., claims, member interactions) to support pricing and strategy decisionsHelp in calculating group rates for new business and renewals based on group experience, industry, location, and demographicsContribute to the preparation of executive reports on actuarial and financial metricsMaintain communication with internal teams to support various actuarial projects and initiativesSupport day-to-day actuarial tasks and assist with ad-hoc analysisAssist where needed on high-priority underwriting requests (e.g., final peer review, actuarial troubleshooting of rate build up)Performs other projects and duties in support of the company as requiredQualificationsStrong analytical skills and creative problem-solving abilities with attention to detailAble to translate and effectively communicate results and implications of actuarial, data, financial, and underwriting analysesAbility to effectively coordinate and manage matrix stakeholders to execute on projects and prioritiesCapable of independently driving multiple projects and workstreamsExcellent organizational and time management skillsEducation and/or ExperienceBachelor's degree in business, finance, economics, mathematics, statistics, economics, actuarial science, business, computer science or related degreeExperience with excelExperience in health insurance industry, data analysis or data management a plusKnowledge of SQL and relational databases a plusProgress towards Associate of the Society of Actuaries (ASA) designation, with some exams passed. Full ASA designation is not required at the time of hire but is preferred.Perks & BenefitsCurative Health Plan (100% employer-covered medical premiums for you and 50% coverage for dependents on the base plan.)$0 copays and $0 deductibles (with completion of our Baseline Visit )Preventive and primary care built inMental health support (Rula, Televero, Two Chairs, Recovery Unplugged)One-on-one care navigationChronic condition programs (diabetes, weight, hypertension)Maternity and family planning support24/7/365 Curative TelehealthPharmacy benefitsComprehensive dental and vision coverageEmployer-provided life and disability coverage with additional supplemental optionsFlexible spending accountsGenerous PTO policy plus 11 paid annual company holidays401K for full-time employeesGenerous Up to 8–12 weeks paid parental leave, based on role eligibility.