Mortgage Underwriter

Mortgage Underwriter (Conventional & Jumbo)

Location: Great Neck, NY (in-person)

Company/Industry: Mortgage banker

Schedule: Mon-Fri 1st shift

Salary: $85,000 - $120,000/yr depending on experience, flexibility for the right candidate, plus benefits

Type: Direct Hire

Key Responsibilities

• Loan Evaluation: Underwrite complex residential mortgage applications (Conventional, Jumbo, FHA, VA) to ensure full compliance with agency (Fannie Mae, Freddie Mac), investor, and internal company guidelines.
• Credit & Risk Analysis: Thoroughly review credit reports, income documentation (including complex self-employed tax returns), asset statements, title reports, and property appraisals.
• Condition Clearing: Clear loan conditions in a timely manner, review appraisal rebuttals, and issue final Clear to Close (CTC) approvals.
• Pipeline Management: Maintain an active pipeline of files, meeting strict turn-time commitments while maintaining high credit quality.
• Team Collaboration: Work closely with Loan Officers, Processors, and Management to resolve underwriting challenges and structure tricky loans effectively.

Qualifications & Requirements

• 37+ years of hands-on experience as a Residential Mortgage Underwriter.
• Deep understanding of Conventional and High-Balance/Jumbo loan underwriting (FHA DE / VA SAR designations are a strong plus).
• Hands-on experience with Encompass (or similar LOS), DU (Desktop Underwriter), and LPA (Loan Product Advisor).

Compensation / Pay Rate (Up to): $85,000.00 - $120,000.00

All compensation and pay rates are dependent upon skills and experience. PrideStaff is an equal opportunity employer.