Credit Risk Analyst

Job Description

We are seeking an exempt-level Credit Risk Analyst to utilize a combination of analytical skills and techniques and statistical methods to assist our Credit Risk Consultants. If you possess a passion for innovative analysis and cross-functional collaboration - this could be the place for you!

What You'll Do
You'll create credit risk models, research collection techniques and effectiveness, analyze credit marketing tests and provide credit decision support to improve the overall effectiveness of the internal credit programs of our clients. You'll also be responsible for:
• Assisting in developing and maintaining credit pre-approval and limit policies
• Auditing test and control groups to assure proper setup and execution
• Providing statistical support for "ad hoc" credit analysis
• Evaluating credit test results and offering recommendations
• Writing Structured Query Language (SQL) and statistical software programs such as R or Python to pull necessary data from the Marketing Database
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Qualifications

What It Takes
We need a team player with professional level communication skills, who has the ability to present data and ideas confidently. Ideally you will have a Bachelors' degree in Mathematics, Statistics, Marketing, Management, Business or a related discipline and 2+ years' related business experience.
In addition, we are looking for:
• 2+ years' statistical data analysis experience
• A solid knowledge of Python, R & SQL; all modeling and data analysis will be conducted with these tools
• High level of analysis & problem solving skills; analyzing problems and finding appropriate solutions on a daily basis.
• An extensive knowledge and use of MS Office and Windows applications, especially Excel
• The ability to work independently with limited supervision

About Us

At DM Services, we are dedicated to delivering exceptional customer service in credit and accounts receivable for top direct marketing companies. As a proud affiliate of Colony Brands, one of the world's largest and most successful direct marketing catalog and e-commerce companies, we are committed to fostering an inclusive environment where everyone can thrive. We offer abundant opportunities for professional growth within a financially stable and supportive enterprise.

Benefits Details

DM Services is not just about growing our profits - We are about giving our employees the opportunity for growth and providing a better place to live and work. We also offer our employees many great rewards in addition to monetary compensation:

• Medical/Dental/Vision insurance
• A robust Wellness Program including Onsite Healthcare

• Superb Retirement Plans (401K & a company-funded Pension Plan)

• Extensive Paid Time Off (PTO) benefits

• Seven 4-day work weeks in the summer months to give our employees additional time off

• Educational Assistance

• Company Profit-Sharing

• Company Product Discounts

• And, so MANY more!